2 multiple-choice questions The medical insurance model implemented in Britain is A social medical insurance model B national medical service model C business.

(1) Voluntary insurance mode, that is, the state does not interfere with the operation of medical insurance, and individuals voluntarily choose medical insurance institutions to provide medical insurance for them. Among them, it can be divided into two categories: community insurance and commercial insurance. The insurer of the former is a non-profit organization, while the insurer of the latter is for profit. At present, the community medical insurance model only plays an auxiliary role in both developed and developing countries. The rural cooperative medical system before China's reform and opening up is a community insurance model. Among the developed countries, the only country with commercial insurance as the pillar of medical insurance system is the United States. For the elderly over 65, the poor and severely disabled, the United States has also implemented a state-funded medical assistance model as a supplement.

(2) Compulsory medical savings mode refers to a medical insurance mode in which the state forces employers and employees to establish insurance savings accounts through legislation to pay for medical expenses of individuals and family members. At present, it is mainly implemented by Singapore.

(3) Compulsory insurance mode, that is, the national legislation stipulates that a certain range of people must participate in medical insurance, and the insurance costs are shared by the employer and employees, and the insurance premiums are paid as they go. The age, sex and health status of the insured have nothing to do with the level of payment, and the medical treatment enjoyed is not affected by the amount of payment. Compared with the first two models, the anti-risk and fairness of this medical security system are greatly enhanced. Low-income or unemployed people may be unable or unable to participate in insurance, but the state generally brings vulnerable groups into universal health insurance through social assistance system.

(4) Free universal health insurance model, that is, all citizens, rich or poor, can get almost free medical services. Mainly in Britain, Sweden, Ireland, Denmark, Finland and Canada.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.