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First, if the China Banking and Insurance Regulatory Commission gets all the answers, the local government will be very happy and the bank's credit will be protected. In the long run, this will encourage more banks to do so in disguise, and there will always be trouble. Second, the CBRC does not take the overall situation, and local governments, deposit insurance and third-party platforms should share it. Of course, how much each side should bear is a question of defining responsibilities, and it will take time to determine. Third, the China Banking and Insurance Regulatory Commission did not cover the whole story, nor did the local government cover the whole story. After the seized assets are seized and disposed of, plus the compensation from the third-party platform, how much will be compensated in proportion?