Is there any health requirement for buying 1 10,000 accident insurance? Do you want to experience proof?

Hello! If you only insure accident insurance, there is no requirement for the health of the insured, and you don't need experience proof, whether it is ordinary accident insurance or 1 10,000 accident insurance. Generally speaking, each insurance company has clear and detailed requirements for each type of insurance. Accidental injuries and pure savings and old-age insurance generally do not require physical examination, while whether health insurance has a physical examination is not only closely related to age, but also related to the insured amount. Young, generally less than 5 years old or more than 5 years old, generally more than 50 years old, insured with high-security insurance such as major illness, hospitalization and term life insurance, and the accumulated insurance amount exceeds 50,000 yuan or more than 654.38+10,000 yuan. Insurance companies generally require the insured to go to designated hospitals for corresponding physical examination. The larger the insurance coverage, the more items needed for physical examination.