Importance and necessity of health insurance

The importance and necessity of health insurance;

1. Health insurance can supplement the deficiency of medical insurance. Medical insurance is a medical insurance introduced by the state to benefit the public. Although it is very affordable, the guarantee is not strong, and there are many places where the guarantee responsibility is missing. Many health insurances in the market have the responsibility of proton heavy ions and purchasing drugs, which can enable the insured to enjoy higher-end treatment services and better pass on the risk costs.

2. Buying insurance means buying insurance. Health insurance covers a wide range, including serious illness, allowance and medical care. There is no way to avoid the occurrence of diseases, whether it is diseases caused by their own pathological changes or diseases caused by external factors, and there is no way to estimate the cost in the case of serious diseases. Only by doing a good job before the disease occurs can we ensure that we have enough confidence to treat the disease and have enough funds for our later life.

The hospitalized patient can't work by himself, so his income will be greatly affected during this period. In the future, after he is discharged from the hospital, he will have to face rehabilitation ranging from a few days to weeks to months or even years, and he will also face income loss during this period. Health insurance can relieve the family's financial pressure by losing part of subsidy income. Buying health insurance can protect people from minor illnesses and serious illnesses, and retirement depends on it.