First, serious illness
During the waiting period (90 days), the premium paid will be refunded and the contract will be terminated. Waiting period (after 90 days, before the effective date of 18 years, pay 200% of the basic insurance amount, that is, the insured basic insurance amount 1 10,000. /kloc-A serious illness occurred before the effective date of the 0/8-year-old policy, and 2 million yuan was paid.
/kloc-From the effective date of the 0/8-year-old policy to the effective date of the 66-year-old policy, the payment shall be made according to the larger of the basic insurance amount, paid premium and cash value. After the 66-year-old policy comes into effect, it will be paid according to 130% of the basic insured amount, paid premium and cash value, whichever is the greater.
Two. Mild symptoms
No claims will be made during the waiting period (90 days), and the contract will continue to be valid unless the minor illness has occurred automatically. After the waiting period (90 days), pay 30% of the basic insurance amount, up to five times. If the same cause or the cause of the accident occurs at the same time, only one kind of compensation will be paid.