Next, the seniors will introduce them separately.
If you don't have time to finish reading this article, you can directly collect this popular science: What's the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?
First of all, typical health insurance is medical insurance and critical illness insurance.
Medical insurance can reimburse medical expenses caused by diseases or accidents, which belongs to reimbursement type; Critical illness insurance is an insurance that specifically protects major diseases. When the disease diagnosed by the insured meets the claim conditions, the insurance company pays the corresponding insurance money in one lump sum, which belongs to the payment type.
Among them, the purchase of critical illness insurance is more complicated, and the seniors have specially compiled a strategy: good critical illness insurance is like this! You have been cheated for so many years. ...
Life insurance refers to life insurance with the life of the insured as the subject matter and the life and death of the insured as the payment condition. For example, term life insurance, whole life insurance and endowment assurance all belong to life insurance.
If you don't know how to buy life insurance, you can refer to this list: Top Ten Life Insurance Rankings Worth Buying!
Finally, accident insurance is a kind of insurance to protect personal injury caused by external, sudden, unintentional and non-disease events, which mainly covers accidental disability, accidental death and accidental medical treatment, and can well transfer the risk of economic loss caused by accidents.
Seeing this, I believe everyone is basically aware of the role of these types of insurance. Sister Xue suggested that these types of insurance should be fully allocated and personal protection should be done when economic conditions permit.
Hope to adopt
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