In the first case, the obligation to tell the truth was not fulfilled. Under normal circumstances, whether you are insured for health insurance or other insurance, you need to tell the truth. We must not think that it is nothing to hide from the insurance company now. If we don't tell the insurance company the truth about our physical condition and past medical history, the insurance company has the right to refuse to pay compensation in the future, and we will still suffer.
In the second case, you can't get compensation if you are out of danger during the observation period. As we all know, health insurance usually sets an observation period. If it is the medical expenses incurred during the observation period, it is impossible to obtain compensation from the insurance company. Different insurance companies have different observation periods, some products are 30 days, and some products are even 180 days.
In the third case, you can't get compensation if you don't prepare enough information. When an insurance company accepts a case, it must first review the relevant claims data submitted by us. If the information is incomplete, the insurance company will not be able to carry out the follow-up work. Therefore, the applicant should prepare relevant information when reporting the case in order to obtain compensation.
If you want to know more about insurance, you can go to >> "Raise more fish and talk about insurance" for free consultation!