Taikang e health clause content
First, the insurance notice
Insurance age: 30 days -45 years old
Insurance period: life.
Critical illness protection: 500,000-500,000 yuan
Death protection: 500,000-500,000 yuan
Second, the hesitation period
There is a hesitation period of 10 days from 0: 00 the day after you sign this contract. In the meantime, please read this contract carefully. If you think that this contract does not meet your needs, you can propose to terminate this contract during this period, and we will refund the insurance premium to you without interest after deducting the production cost not exceeding 10 yuan.
When dissolving this contract, you must fill in the Application Form for Dissolving the Contract and provide your valid identification. This contract will be terminated immediately after we receive your application for termination of the contract, and we are not responsible for paying the insurance premium for the insurance accidents that occurred before the termination of this contract.
Three. insured liability
During the insurance period of this contract, we undertake the following insurance responsibilities:
1, critical illness insurance
Within 65,438+080 days from the effective date of this contract (if it has been reinstated, it will be the last reinstatement date of this contract), the insured is diagnosed with a serious illness (no matter one or more) defined in this contract for the first time by the hospital, and we will pay the serious illness insurance benefits to the beneficiaries according to the insurance premiums you have paid for this contract, and this contract will be terminated.
The insured suffers from a serious illness (no matter one or more) defined in this contract due to accidental injury, or suffers from a serious illness (no matter one or more) defined in this contract due to accidental injury after the effective date of this contract 180 days (if it has been reinstated, it will be reinstated at the termination of this contract), and this contract will be terminated.
2. Death insurance
Within 180 days from the effective date of this contract (if it has been reinstated, it will be the last reinstatement date of this contract), if the insured dies without accidental injury, we will pay the death insurance benefits to the beneficiaries according to the insurance premiums you paid in this contract, and this contract will be terminated.
If the insured dies due to accidental injury, or after 180 days from the effective date of this contract (if it has been reinstated, it will be the last reinstatement of this contract), we will pay the death insurance benefits to the beneficiaries according to the insured amount of this contract, and this contract will be terminated.
Fourth, the grace period
If you fail to pay the due premium, the grace period for premium payment is 60 days from 0: 00 the day after the agreed premium payment date. For the insurance accidents that occur during the grace period, we still bear the insurance responsibility, but we will deduct the insurance premium you owe when paying the insurance premium, and the amount is determined according to the following formula:
Unpaid insurance premium = the amount of each insurance premium specified in the electronic policy × the amount of unpaid insurance premium)
For example, the effective date of the insurance contract is March 2009 1, the insurance premium is paid on March 2009 1, and the agreed monthly insurance premium payment date is the current month1. If you don't continue to pay the insurance premium after paying the insurance premium on April 20th10, depending on the date of the insurance accident, the number of unpaid insurance premiums will be different.
1. If the insured accident occurs after May 1 day in 2065 and before June 1 day in 2065, the agreed insurance payment dates (May 1 day in 2065 and June 1 day in 2065).
2. If the insured accident occurs before June 30, 2065438 (excluding) 1 or after June 30, 20 10, the agreed insurance payment dates (May 10, 1, June 201)
If you fail to pay the insurance premium within the grace period, this contract will be terminated at 24: 00 when the grace period expires, unless otherwise agreed in this contract.