When making a one-year health plan, families should give priority to family pillars, followed by children and the elderly. Adult men are usually the mainstay of the family economy. When buying this kind of insurance, the coverage should be sufficient, especially for major diseases. It is generally recommended to at least 10,000 yuan. When purchasing one-year medical insurance, adult women should pay special attention to women's special diseases, such as breast cancer, cervical cancer, ovarian cancer, female cancer in situ, systemic lupus erythematosus nephritis and so on. It will be more cost-effective if the insured products contain these common diseases. After medical care is configured for adults, children can consider health planning.
In general, children's one-year medical insurance can be divided into comprehensive health insurance with additional accident protection and special serious illness health insurance. If children get a campus card at school, they can cope with the economic pressure brought by minor illnesses. It is recommended to buy one-year critical illness health insurance, and pay special attention to the waiting period when choosing such insurance. Generally speaking, the waiting period should not be too long or too short, and days is appropriate. Generally speaking, if you want to buy one-year medical insurance correctly, it is recommended to follow the order of adults first and then children. Men and women need to pay attention to different priorities, and children need to be configured according to the situation.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.