Speaking of endowment insurance, I believe everyone will be familiar with this concept. It can be said that the more developed the old-age insurance system is, the greater its advantages will be, so it will be more beneficial and helpful for the elderly to provide for the elderly. A Japanese, he has three choices in old-age insurance, private insurance, employee annuity and national annuity.
Among them, private insurance is similar to our commercial insurance, although the premium is higher, but the coverage is more comprehensive. Employee annuity is similar to our enterprise endowment insurance, which is the endowment insurance paid by enterprises for employees. National annuity is the insurance that people living in Japan must pay, similar to our basic medical insurance.
There are various modes of providing for the aged, and the facilities of nursing homes are relatively perfect.
Nursing homes in Japan can be divided into three forms, namely, nursing homes, community mutual support for the elderly and family support for the elderly. Among them, nursing homes are divided into public and private. The general facilities are relatively complete, and the service personnel inside have a good attitude and master the professional knowledge and skills of providing for the aged. Nursing homes in Japan are also subdivided, including convalescent, healthy recovery and short-term and long-term residence.
Family pension is easy to understand, that is, living at home and taking care of each other. Although the facilities and living conditions in nursing homes are good, most Japanese elderly people still like to live at home. They think it is more comfortable and convenient to provide for the aged at home.
Community mutual support for the elderly can be understood as a nursery, that is, children go to work during the day, send the elderly to the nursery, and then take them home from the nursery after work. In this way, the old man has a place to kill time during the day and can sleep at home at night, killing two birds with one stone.
Generally speaking, Japan's pension industry is relatively developed, and the mutual support mode of nursing homes and communities is relatively mature, with perfect facilities and high service level of nursing staff.