For example, buy critical illness insurance, medical insurance or accident insurance for children.
There are so many accident insurance products on the market, so how should parents buy accident insurance for their children?
Today, Senior Sister will come to talk to your parents about this problem.
Before that, I suggest you have a simple understanding of accident insurance:
Do you want to buy accident insurance, how to buy it, what kinds are there, comprehensive analysis and comparative evaluation.
1. What are the precautions for buying accident insurance for children?
When deciding accident insurance for children, we must pay attention to the following points:
1, try to buy short-term accident insurance for children.
Accident insurance is now divided into short-term accident insurance and long-term accident insurance. The reason is that many accident insurances have no waiting period, and the requirements for physical health are not strict, so there is no need to worry too much about the renewal of accident insurance. Just buy short-term child accident insurance for your child.
Compared with the long-term child accident insurance, the short-term child accident insurance premium seems to be less. In addition, if the short-term child accident insurance expires, it is estimated that there will be more powerful child accident insurance in the market, and you can choose better products at this time.
2. The insurance coverage should be sufficient.
When buying accident insurance for children, we must understand the choice of insurance coverage. Adequate insurance coverage can better transfer the economic risks brought by accidents.
Generally speaking, it is almost enough to insure your child against accident, with a coverage of about 500 thousand. This amount of insurance can cover risks well, and there are also means to transfer economic risks in case the child is hospitalized unexpectedly.
Matters needing attention about buying accident insurance for children are discussed here.
There are many accident insurance products for children on the market now, so there are many mixed phenomena among them. What child accident insurance is worth considering for children?
Next, Senior Sister will recommend a high-quality accident insurance product for children, which is a safe and healthy accident insurance for children (exclusive online). Let's analyze it together!
Second, high-quality children's accident insurance, school sister recommended this!
Before it's too late, I'll take you to know the protection map of worry-free accident insurance for children in a peaceful and prosperous world (exclusive online):
All minors who have been born for 30 days-17 years old can take out worry-free children's accident insurance (exclusive to the Internet), and the protection period of this product is 1 year.
It is not difficult to see that Shi Sheng Worry-Free Children's Accident Insurance (Internet-only) now has two protection versions, which are divided into the basic version and the upgraded version. There is no difference between the two versions of the protected content. Now they can provide the insured with accidental death/disability, accidental medical treatment, accidental hospitalization allowance, legal expenses compensation liability protection, and can also provide accident protection for planes, trains, ships and operating cars during the insurance period.
There are many highlights of accident insurance for worry-free children in Shi Sheng (exclusive online):
1, the protection version is flexible and optional.
When parents buy worry-free accident insurance (network-specific) for their children, they can choose different insurance versions according to their insurance needs, which is very flexible.
Take the pursuit of higher accidental death/total disability insurance as an example. At this time, you can choose an upgraded version to give your child a very comprehensive personal protection.
2. Accidental medical care
It can be seen that in addition to accidental medical insurance, Shi Sheng Worry-Free Children's Accident Insurance (Internet-only) has also set up the protection of accidental hospitalization allowance, which can provide more intimate protection when children are hospitalized due to accidents, and is used to transfer the economic problems caused by the insured's accidental hospitalization, which is quite generous.
3. Comprehensive traffic accident protection
Shi Sheng worry-free child accident insurance (online only) covers a variety of traffic accident protection, just like taking airplanes, trains, cars and other means of transportation is a common way of travel. Shi Sheng Worry-Free Child Accident Insurance (Internet only) enables the insured to enjoy the corresponding transportation accident protection, which is comprehensive and practical.
Due to the limited space, more analysis on this product is arranged by Senior Sister in this article:
The child accident insurance protection of "peace, wealth and worry-free" is exposed, which is too bad! 》
Third, the summary of the senior sister
When choosing children's accident insurance for children, we need to pay attention to these situations: try to buy short-term children's accident insurance with sufficient insurance coverage.
If you want to buy children's accident insurance for your children, you may wish to consider Shi Sheng Worry-Free Children's Accident Insurance under Ping An Health (exclusive to the Internet). This product has many attractions, followed by high cost performance. Moreover, it is a high-quality accident insurance product for children, which deserves our consideration.
If you want to compare many high-quality products, you can look at this list compiled by Senior Sister:
"10 The most worthwhile child accident insurance inventory! 》
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: Xueba said that insurance costs less, buy the right insurance!