How about all friends of Taiping Welfare? Taiping Welfare All-in-One is a health protection plan with premium exemption function, which shows humanistic care. During the payment period, the insured will be exempted from the remaining unpaid premiums after paying the specific disease insurance benefits agreed in the contract, and other security responsibilities will continue to be effective! In addition, its main insurance is dividend-paying life insurance, and the dividend type is incremental dividend. With the distribution of the main insurance bonus, the insured amount increases year by year, and there is no need for underwriting medical examination.
Is Taiping Welfare Friends Worth Buying? Taiping Welfare Universal Health Protection Plan consists of Taiping Welfare Universal whole life insurance (dividend-sharing type) and Taiping Supplementary Welfare Universal Critical Illness Insurance, which can provide "life insurance+critical illness" protection for the insured. Is Taiping Welfare Friends Worth Buying? Below, let's take a look through specific examples.
0-year-old girl is insured, and the annual premium is 6 100 yuan, and the annual premium is 10 year. The insurance amount is 200,000 yuan, and the insurance period is life. The following guarantees can be obtained:
1, 60 kinds of serious diseases are fully covered by health insurance, and 200,000 are guaranteed;
14 specific diseases, plus 40,000;
After 90 days, you can enjoy exclusive health protection, without worrying about high medical expenses and income loss, focusing on treatment and rehabilitation. The insured amount increases year by year with dividends.
2. Exemption guarantee
If the insured suffers from a specific disease, he can be exempted from the remaining unpaid premiums and still enjoy other protection.
3, health and old-age care are worry-free.
After the policy takes effect for 20 years, it can be converted into an annuity. It's up to you to see a doctor or provide for the aged! One investment, two choices!
4. Value protection
/kloc-before the age of 0/8, all premiums will be returned;
/kloc-After 0/8 years old, 200,000 yuan+accumulated dividend insurance amount.
5. Growth health insurance (calculated by mid-range bonus level)
At the age of 20, he paid 2 1 1259 yuan for serious illness, with a cash value of 46,280 yuan and a death insurance premium of 298,756 yuan;
At the age of 40, the payment for serious illness is 27 1694 yuan, the cash value is 145932 yuan, and the death insurance is 5 13228 yuan;
At the age of 60, he paid 500,499 yuan for serious illness, the cash value was 442,767 yuan, and the death insurance premium was 8,865,438 yuan +0.398 yuan;
At the age of 80, the critical illness payment is 1 130483 yuan, the cash value is 1 154678 yuan, and the death insurance is 15 1665438 yuan;