Under the new regulations, we evaluated more than a thousand critical illness insurance products, and screened out the ten best critical illness insurance products on the market. The new definition of serious illness ranking is announced! The first place is it!
1, Xintai Life Super Mary No.4:
This is an upgraded version of max. It was diagnosed with serious illness for the first time before the age of 60, and 80% of the basic insurance coverage was overpaid. In other words, if you buy 400,000 insurance coverage, you can pay 720,000, and the insurance coverage for mild and moderate diseases is as high as 40% and 75% respectively, which is higher than similar products. It is understood that if a 30-year-old male buys 300,000 basic insurance, he only needs 3,763 yuan/year.
2. Health welfare and critical illness insurance 202 1:
This is a life insurance period of 20 years, 30 years or until the age of 70. After death, you can return the insurance money or compensation amount. After the implementation of the new definition of serious illness, the insurance clauses have been updated. Compared with the original version, the traditional Chinese medicine is added, and the guarantee is more practical and comprehensive.
A 30-year-old man is insured for 500,000 yuan, and the annual premium for his death at the age of 70 is 4,200 yuan, which is more cost-effective, mainly because this product can be paid every month, further reducing the pressure and improving the leverage.
3. Renaissance and Mommy Baby Newborn Edition:
Although Fuxing United Reimbursement Company was established only three or four years ago, with few branches in various provinces and little popularity, its star critical illness insurance, Mommy Bao Bei, is the most popular critical illness insurance for children, covering all diseases (severe illness, moderate illness, mild illness, special illness of children and rare diseases), and you can also choose to pay twice for serious illness without grouping diseases.
Before buying insurance, it is recommended to consult Mintebao. The platform manager of Mintebao provides one-on-one full-time service before and after insurance, responds to customers' needs in time, intelligently matches sales consultants according to users' needs, and the platform follows up and supervises the whole process to ensure quality standardization.