At present, China's commercial health insurance claims account for 1.3% of the total medical and health expenses, and the United States accounts for 37%. Even if it is not compared with the United States, which is dominated by commercial health insurance, it is far from the average level of 10% in OECD countries such as Germany, Canada and France. Strengthening the development of commercial health insurance is not only the demand of the people, but also the urgent task of the government.
As the introduction time is still short, it is difficult to draw a conclusion whether the mid-range medical insurance is the correct answer to the development of health insurance in China.
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