According to the relevant regulations of the state, the conditions for withdrawing housing accumulation fund are as follows: 1. In any of the following circumstances, employees may apply for withdrawing the storage balance of 1 in the housing provident fund account. The purchase, construction, renovation and overhaul of self-owned housing; 2. Repay the principal and interest of the house purchase loan; 3. renting a house for self-occupation; 4. Retirement (or reaching the statutory retirement age); 5. Completely lose the ability to work, and terminate the labor relationship with the unit; 6. Go abroad to settle down; 7. Non-registered employees in this Municipality terminate labor relations with their units; 8 accounts to move out of the city, and terminate the labor relationship with the unit; 9. Laid-off workers, male 45 years old (including 45 years old), female 40 years old (including 40 years old), laid-off and unemployed 12 months or more; 10. When an employee dies or is declared dead, his successor or legatee applies for withdrawing the balance stored in the employee's housing provident fund account. If it is extracted according to the above item 1-3, the extraction amount shall be kept to ten integers; According to item 4- 10, posts need to be cancelled at the same time. Second, the provident fund withdrawal process 1. Professional agents withdraw the provident fund, ensuring that no fees will be charged before the withdrawal is successful; 2. You should provide your ID number, full Chinese name, withdrawal amount and the name of your bank branch; 3. First, when you go back to the unit and get the certificate of provident fund withdrawal from the financial department (the application form for individual withdrawal of housing provident fund), you need the company's seal; 4. We will immediately handle the relevant information "Housing Authority Filing and Regular Tax Payment" for you; 5. After the formalities are completed, someone will inform you of the processing time. The drawer shall prepare the original and photocopy of his ID card in the provident fund passbook and withdrawal form of the provident fund, which shall be handled and reviewed by the bank. After the approval is successful, you can withdraw cash, which is successful on the same day.
Legal objectivity:
"Regulations on the Management of Housing Provident Fund" Article 24 Employees may withdraw the balance of the housing provident fund account under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.