What is the impact of mutual treasure?

Quitting mutual treasure generally has no effect. However, everyone needs to pay attention to whether there is a case before quitting Mutual Treasure. If there is a case, you must pay the corresponding share amount in the current period to withdraw from Mutual Treasure. And if you quit Mutual Treasure without paying, it will affect your sesame credit. However, it doesn't matter if you withdraw from the mutual treasure after paying the current share of expenses, or if you don't publicize the case in the current period.

1. What do you mean by opening new insurance with each other?

1. According to Alipay's official customer service answer, Mutual Treasure has launched a brand-new guarantee, which means that all members in the Mutual Treasure Mutual Assistance Program have launched a brand-new guarantee, that is, they have insured other products at the same time, such as Health Blessing, Critical Illness 1 (Critical Illness Edition), Health Blessing, Cancer Prevention 1 (Old Age Edition) and Health Blessing and Cancer Prevention 6544.

2. Mutual insurance will be officially closed on October 28th, 65438/KLOC-0. However, members of the mutual aid program can enjoy the protection of other insurance products for 3 months free of charge. There is no need to inform health again, and there is no waiting period. However, after the new protection is opened, it will immediately withdraw from the mutual assistance program.

3. If an insurance accident happens unfortunately during the insurance period, then we can find the corresponding policies in Alipay in the order of my-Ant Bao-all my policies, and then click Apply for Claim, and you can enter the claim settlement procedure according to the prompts on the page.

Second, can mutual treasure withdraw money?

Mutual treasures may not get their money back when they quit. Generally speaking, if a member of Mutual Treasure suffers from an agreed disease during the waiting period, he will automatically quit, and Mutual Treasure will return all the allocated funds. However, if a mutual treasure member voluntarily withdraws, or withdraws because he does not meet the mutual treasure insurance rules, and does not share the money according to the regulations, the money already shared will not be recovered. Mutual treasure is not an insurance product in essence, but a mutual aid plan for serious illness. Those who want to join need to read the terms of the contract carefully before deciding whether to join.