How to buy the best health insurance?

Health insurance takes the health of the insured as the protection object, which mainly includes sickness insurance, medical insurance, disability insurance and nursing insurance. When purchasing health insurance, it is best to give priority to the most widely applicable critical illness insurance. The following senior will give you a detailed introduction to this insurance. If you don't know much about health insurance, you can read this article first: Is it necessary to buy health insurance? These routines must be paid attention to!

With the development of medical level, many serious diseases are likely to be cured. However, the treatment fee for serious diseases is usually very expensive, which is beyond the affordability of ordinary families. In addition, even if everyone has medical insurance, the reimbursement ratio and coverage of medical insurance are limited, and it may not be able to resist much in the face of serious illness. Critical illness insurance mainly covers major diseases. If you are unfortunately diagnosed with a major disease agreed in the contract during the guarantee period, you will have the opportunity to get a one-time payment to cover the treatment fee and recuperation fee, as well as compensate for the loss of income.

When buying critical illness insurance, you must buy enough coverage. In addition to considering the cost of treatment for serious illness, it is also necessary to cover the income of 3-5 years. Secondly, disease protection must be comprehensive. In addition to ensuring serious diseases, it is also necessary to cover high incidence and mild diseases. Finally, in the case of similar conditions such as coverage content, choose products with higher compensation ratio, so that even if you are unfortunately out of danger, you will have a chance to get higher compensation. If you don't know how to choose critical illness insurance products, please refer to this article: How to buy critical illness insurance? If you miss this shopping guide, you will be miserable!

If there is any excellent critical illness insurance product, the answer is yes, that is, Tongfang Universal Versailles plus critical illness insurance. Its disease protection is comprehensive, covering all mild, moderate and severe diseases. The amount of compensation is huge, extra compensation for serious illness at a specific age has been set, and the protection given to us has also been greatly increased. If you want to know more about this product, you can read this article: Versailles plus critical illness insurance returns heavily, and you must look at the in-depth evaluation before buying!

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