Because health notification is equivalent to a stepping stone to buy insurance products, if you fail to pass the health notification, you may be refused insurance by the insurance company, and then you will not be able to buy this product.
Therefore, if everyone is in poor health, it is best to choose accident insurance without health notification, as well as products such as critical illness insurance and life insurance with loose health notification.
If you don't know much about health notification, you can take a look at this popular science article first: Is the health notification from the insurance company making things difficult for us?
The following senior continues to explain the health instructions to everyone. The existence of health notification is equivalent to a disease screening. In the notification, the insured will be asked whether he has any diseases and whether he has bad habits such as smoking and drinking.
If there is something not mentioned in the health notice, you can successfully apply for insurance, but if there is, you may be refused insurance.
Here, senior sister should remind everyone not to think about hiding information before taking out insurance. Although you may be insured successfully, if you are in danger, the insurance company will investigate. If we find that you didn't tell us the truth, we will not only pay the premium for nothing, but also walk in the dark room.
Therefore, we must not take chances, resulting in more losses than gains.
Of course, in order to increase the probability of a friend's successful insurance, Xue, a senior sister, has also compiled a little skill about filling out a health notice for everyone. You can collect it: what are the tips for health notification when you are insured?
Finally, if a small partner wants to buy critical illness insurance recently, senior sister has also compiled a list of critical illness insurance with loose health information for everyone, and you can collect it yourself if necessary: the latest! The top ten health warnings are loose, and the critical illness insurance is large!
The above is all my answers to this question, I hope it will help you!
Hope to adopt!
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