First, the guarantee is comprehensive. On the basis of 60 major diseases, it also provides up to 15 common mild diseases, such as extremely early tumors and mild strokes. It is beneficial to the early diagnosis and treatment of patients and improves the cure rate.
Second, the price is affordable. All three products are market-oriented products, and the benefits are tilted towards customers, making them affordable and guaranteed. In particular, the "Worry-Free Health" A insurance product is designed with internationally accepted pure protection clauses, and some customers can enjoy serious illness protection as high as 200,000 yuan for less than 10 yuan every day. (The above price depends on the specific product and the insured age of the customer, subject to the formal terms. )
Third, the terminology is flexible. The three products are designed in a regular, regular and life-long way, providing customers with the guarantee period including expiration and age, from 10 to life, which is convenient for customers to choose flexibly according to their actual situation.
Fourth, the insurance is simple. Based on the purpose of optimizing customer experience and the concept of trusting customers, Xinhua Life strives to reduce the burden of underwriting and physical examination by optimizing the insurance process and risk control means. As long as customers tell the truth and do not need a physical examination, they can easily insure the "health and worry-free" series products.
How much is the "health and worry-free" of Xinhua Life Insurance?
Ms. Lin, 25, works in a bank. Knowing that health insurance is very important, she decided to buy an insurance policy, so that she can have high sickness insurance before she retires. After comparison, she chose "a healthy and worry-free critical illness insurance". In the next ten years, she will spend 4640 yuan a year to get 60 kinds of major diseases protection, with a coverage of 400 thousand for 30 years. At the same time, she will also enjoy 15 kinds of minor illness protection, with a coverage of 80,000 yuan and a death protection of 400,000 yuan. first segment
Mr. Li, 30, is the economic pillar of the whole family. Recently, I have insured the "Health Care Worry-Free B Major Disease Protection Plan" and chose the payment method for 20 years. The total annual premium of main insurance and supplementary insurance is 2350 yuan, and he has been covered by 60 major diseases for 30 years, with the insured amount of 654.38+10,000 yuan. At the same time, it also enjoys 654.38+05 minor illness protection, with the insured amount of 20,000 yuan and the death protection of 654.38+ 10,000 yuan. At the expiration of the insurance period, if Mr. Li does not have an insurance accident, he can get the actual payment of 47,000 yuan due as the main supplementary insurance premium. Section b
Ms. Zhang, female, aged 30, is a government civil servant. Because in recent years, civil servants have cancelled free medical care and included it in medical insurance, she is worried that in case of a major illness, the economic burden will be heavy and she wants to supplement herself with a guarantee. Recently, she took a fancy to Xinhua's "health-free C critical illness insurance" and chose the payment method for 30 years, with an annual premium of 4,240 yuan. This policy can provide 200,000 yuan for 60 major diseases, 40,000 yuan for 15 minor diseases and 200,000 yuan for death. Section c