1. If the insured is diagnosed with a specific child's serious illness as agreed in this contract before the age of 25, the payable and unpaid insurance premiums in this contract shall be exempted from the date of diagnosis. After the insurance premium is exempted, this contract shall be regarded as an insurance contract for normal payment.
2. If the insured is diagnosed as suffering from a serious illness or death as agreed in the contract, the contract is terminated and the unpaid premium does not need to be paid.