1, double guarantee is more perfect
Zhiyue added 15 kinds of serious diseases, and expanded the coverage of serious diseases to 45 kinds. After a waiting period of 90 days (serious illness caused by accidental injury, no waiting period), if the insured is diagnosed with "serious illness" by the hospital for the first time, he can receive the serious illness insurance money, which can easily solve the emergency fund for serious illness and the possible risk of income loss agreed in the contract. Once diagnosed, you can pay 100% of the basic insurance amount.
2. There is no need to pay extra.
While enjoying double protection, you don't need to pay extra insurance premiums, but you can enjoy comprehensive care by paying insurance premiums. (Note: The guarantee fee for additional risks has been deducted from the account value)
3. The insurance amount can be selected as required.
With the different responsibilities of customers at different stages of life, the demand for protection is also different. This plan can adjust the insured amount according to Mr. Chen's needs at different stages.
4. Settlement is more secure.
Under the actual settlement interest rate, there is a guarantee of 1.75% (annualized interest rate). (Note: The investment income above the guaranteed interest rate is uncertain)
5. Continuous payment is a surprise.
Assuming that a certain gentleman pays all the premiums in 20 years on time, he can get a continuous payment reward of 2000 yuan in the 20th policy year.
6, changeable and flexible.
Flexible payment: the amount and time of payment can be changed flexibly according to the actual situation, and the premium can be postponed or added during the payment period (note: the deferred premium may affect the issuance of special incentives for continuous payment, and the basic insurance amount may be reduced)
Flexible withdrawal: partial withdrawal function is helpful for flexible working capital.
Flexible guarantee: how much and how long can be adjusted to meet the actual needs of different life stages.
7. Open and transparent, rest assured
Customers can know the settlement interest rate through the customer service hotline (955 1 1), e-commerce websites, insurance agents, customer service centers of various institutions and other media. In addition, every policy year, customers will also receive an annual policy report to fully understand the changes in the value of the policy account.
8. The value of the account has increased steadily.
The policy account value of this plan can increase steadily. Customers will be more when they are 60, 70 and 80 years old.