What is the difference between health insurance and life insurance?

Health insurance and life insurance are mainly different in responsibility and coverage. First of all, life insurance mainly protects the responsibility of death or total disability, while health insurance mainly protects the health of the insured. Secondly, life insurance pays insurance money according to the death/total disability of the insured, while health insurance mainly reduces economic losses caused by health reasons such as diseases.

If you have any insurance knowledge you want to know, you can read this article by Senior Sister:

Super full! Everything you want to know about insurance is here.

Then the senior sister will explain to you the specific difference between health insurance and life insurance! Not much nonsense, just dry goods!

Life insurance is a kind of life insurance with the life of the insured as the insurance object and the life and death of the insured as the payment condition. Different from other insurances, life insurance transfers the risks brought by the insured's survival or death.

Health insurance is a kind of life insurance that takes the insured's body as the insurance object, so that the insured can get compensation for the expenses and losses caused by illness or accident. According to insurance liability, health insurance can be divided into sickness insurance, medical insurance, disability income loss insurance, nursing insurance and medical accident insurance.

Senior has a lot to tell you about health insurance. Interested friends can come and have a look:

Is it necessary to buy health insurance? These routines must be paid attention to!

There are many risk factors in health insurance, so in underwriting, health insurance will be much stricter than life insurance. In addition, life insurance belongs to payment insurance. As long as there is an insurance accident agreed in the insurance contract, the insurance company will pay the insurance money according to the contract.

Everyone should also pay attention to the fact that the health information in health insurance is very important to us, and we should follow the principle of "answering questions and answering questions", otherwise it will easily affect the subsequent claims.

At the end of the article, the senior will send you a small gift. Let's check:

Which kind of insurance is better and how to buy it is more cost-effective, and teach you to avoid these pits of insurance.

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