For frequent travelers, it is a model worthy of attention.
This product is underwritten by Luen Thai Metropolitan Life Insurance Co., Ltd.
Guaranteed 1 year, insurable 18-75 years old.
Guarantee: the insurance coverage of global flights, accidental death and disability insurance is 654.38+million.
The price for one year is only 68 yuan.
More value-added
If the number of flights is relatively small, you can choose aviation accident insurance with other guarantees 1 day. The premium is super cheap, and 5 million is guaranteed for one day.
PS: When purchasing air tickets, you often accidentally buy a single aviation accident insurance bundled with the platform, such as 20/30 yuan guarantee, with the coverage ranging from hundreds of thousands to millions.
It is not recommended to buy this kind of tying accident insurance when purchasing air tickets. It's really expensive.
Second, universal coverage-Pratt & Whitney hospitalization
Respectively underwritten by Ping An Pension Insurance/Taikang Online.
18-50 years old can be insured. 18-40 years old with a flat rate of 5 yuan/month.
If the product has not stopped selling, it can be extended to 60 years old.
The insured amount is 500,000 yuan, and the deductible is 1 10,000 yuan.
Coverage:
Cancer, not limited to the scope of medical insurance, can be reimbursed both inside and outside the medical insurance catalogue.
Non-cancer, limited to the cost in the medical insurance catalogue.
Reimbursement ratio: 80% of hospitalization expenses are reimbursed after social security settlement, and 50% are reimbursed without social security settlement.
The biggest highlight of this product is that there is only one health tip:
"The insured currently suffers from the following diseases: cancer (including cancer in situ), uremia, severe aplastic anemia, heart valve disease, brain tumor and liver cirrhosis."
This product is very good for many people who have serious health problems and cannot be informed by other medical insurance. And there are no professional restrictions.
Advantages: basically, the sick people who have not been informed above can buy it, and the insurance amount is also sufficient. It can be said that it has achieved the peak of inclusive medical care.
Disadvantages: Non-cancer can only be reimbursed for expenses in the medical insurance catalogue. And the deductible is higher. In addition, it can't solve the self-funded expenses.
PS: For customers who purchase other medical insurance, this product can also be used for insurance removal or refusal.
Three, small medical insurance-long-term medical care
This product has just been listed recently and is underwritten by Taikang Life Insurance.
It is aimed at Alipay Zhonghao medical insurance and long-term medical insurance.
At present, the products that are guaranteed to be updated are:
Good medical insurance guaranteed by PICC health insurance will be renewed for 6 years.
Ping An E Life Insurance with Ping An Health Protection is renewed for 6 years.
Fosun United Health Insurance enjoys a lifetime guarantee for 5 years.
Good medical insurance guaranteed by PICC health insurance will be renewed for 6 years.
Ping An E Life Insurance with Ping An Health Protection is renewed for 6 years.
Fosun United Health Insurance enjoys a lifetime guarantee for 5 years.
It can be seen that all products are underwritten by health insurance companies. Micro-insurance is the first long-term medical insurance underwritten by Taikang Life Insurance, a non-health insurance company.