Among them, real estate measures mainly include reasonable adjustment and control measures, installment payment of land transfer fees, tax relief support, etc. Implement the phased support policy of housing provident fund; Increase financial support, etc.
Specific measures are as follows.
I. Reasonable adjustment of regulatory measures
1. Adjust the image progress requirements of the pre-sale permit project. Under the premise of controllable risks, if the construction of real estate development projects that have obtained construction permits is affected by the epidemic situation, all localities can appropriately adjust the minimum scale of pre-sale permit for commercial housing projects and the requirements for project image progress according to the actual situation. The minimum scale of pre-sale permit shall not be less than the real estate, and the pre-sale permit shall not be handled in layers and units. (Responsible unit: Provincial Housing and Construction Department, people's governments of cities and counties)
2. Adjust the proportion of pre-sale supervision funds and disbursement nodes. On the premise of controllable risks, for real estate development enterprises with good credit records, the proportion of key supervision funds for the pre-sale of commercial housing can be appropriately reduced, enterprises can be allowed to replace the same amount of key supervision funds through bank guarantees, and 1-2 pre-sale supervision fund disbursement nodes can be appropriately increased. Enterprises that have contributed during the epidemic prevention and control period may apply for the advance of key supervision funds. (Responsible units: Provincial Housing and Construction Department, Wuhan Branch of the People's Bank of China, and people's governments of cities, counties and counties)
3. Adjust the proportion of land bid bond. For the land newly sold before June 65438+1 October1in 2020, all localities may appropriately reduce the bid bond ratio of land transfer according to the actual situation, but it shall not be less than 20% of the reserve price of land transfer. (Responsible unit: Provincial Department of Natural Resources, Municipal People's Government)
Second, effectively reduce the cost and burden of enterprises.
4. Pay the land transfer fee in installments. The land transferee shall pay no less than 50% of the land transfer price within one month after the signing of the land transfer contract, and the balance may be paid by installments as agreed in the contract, with the longest payment period not exceeding one year. If an enterprise fails to sign the transaction confirmation, land transfer contract or pay the transfer fee on schedule due to the epidemic situation, it can postpone signing and paying the contract within 3 months after the epidemic situation is eliminated, and no late payment fee will be charged, which will not be recorded in the enterprise credit file. (Responsible unit: Provincial Department of Natural Resources, Municipal People's Government)
5. Deferred payment of supporting fees for urban infrastructure. For the real estate development projects affected by the epidemic, the supporting fees for urban infrastructure can be deferred by enterprises, and the deferred time shall not exceed 6 months from the date when the local government approves the extension, and shall be settled before the completion acceptance. (Responsible unit: Provincial Department of Finance, Municipal People's Government)
6. Deferred declaration and tax payment. Real estate development, housing leasing and property service enterprises that are difficult to apply for tax returns due to the epidemic situation shall apply for extension of tax returns according to law. If it is really difficult to pay taxes on time, the enterprise shall apply for an extension of tax payment according to law. (Responsible unit: Provincial Taxation Bureau, Municipal People's Government)
7. Give tax relief support. Taxpayers who have suffered heavy losses due to the epidemic and have difficulties in paying urban land use tax and property tax shall, with the approval of the tax authorities, reduce or exempt urban land use tax and property tax according to law. Lessors of large-scale commercial buildings, shopping malls, markets, industrial parks, etc., which reduced or exempted rents for individual industrial and commercial households during the epidemic period, may apply for difficulty in paying property tax and urban land use tax in that year. Eligible housing leasing enterprises and property service enterprises can enjoy preferential policies of VAT deduction and tax refund. (Responsible unit: Provincial Taxation Bureau, Municipal People's Government)
8. Implement the phased support policy for housing provident fund. Enterprises affected by the epidemic can apply for holdover of housing provident fund before June 30, 2020 according to the regulations, and the deposit time during the holdover period is calculated continuously, which does not affect the normal withdrawal and application of housing provident fund loans by employees. Workers affected by the epidemic, before June 30, 2020, housing provident fund loans can not be repaid normally, not for overdue treatment, not as overdue records submitted to the credit information department, has been submitted to be adjusted. For employees who are under great pressure to pay rent, the amount of rent withdrawal can be reasonably increased and the time for rent withdrawal can be flexibly arranged. On the premise of full consultation with employees, enterprises can voluntarily pay housing provident fund before June 30, 2020. Under the premise of controllable risks, the Housing Provident Fund Management Committee reasonably determines the maximum loan amount of housing provident fund in cities and counties where the personal loan rate of housing provident fund is lower than 80%. (Responsible unit: Provincial Housing and Construction Department, people's governments of cities and counties)
Third, increase financial support.
9. Expand financial support policies. Make good use of the central finance to support the development of the housing rental market and broaden the scope of the use of funds, and support the housing rental pilot enterprises in the form of "pre-allocation first and settlement later". Long-term rental apartment enterprises that have caused great losses due to the epidemic and have development potential can be included in the scope of support. (Responsible units: Provincial Housing and Construction Department, Provincial Department of Finance, and people's governments of cities, counties and counties)
10. Increase the government's efforts to purchase services. All localities can combine the reality of affordable housing projects, co-ordinate the use of funds for affordable housing projects, and adopt the way of government purchasing services to support housing leasing enterprises and property service enterprises seriously affected by the epidemic. (Responsible units: Provincial Housing and Construction Department, Provincial Department of Finance, and people's governments of cities, counties and counties)
1 1. Support the reasonable financing needs of enterprises. For real estate enterprises that are greatly affected by the epidemic and have development prospects but encounter temporary difficulties, financial institutions will not blindly lend, cut off loans or suppress loans, and support enterprises to maintain the stability of the capital chain. For real estate enterprises that are seriously affected by the epidemic and have difficulty in repaying due loans, financial institutions are encouraged to extend or renew loans in a market-oriented way and continue to provide financial support for enterprises. Provide financing support for powerful and reputable real estate development enterprises to merge and reorganize related enterprises or projects. Increase financial support for housing leasing enterprises and encourage financial institutions to issue rental housing development loans to eligible housing leasing enterprises. Broaden the direct financing channels of housing leasing enterprises, support qualified housing leasing enterprises to issue corporate credit bonds, and raise funds for housing leasing business. (Responsible units: Wuhan Branch of the People's Bank of China, Provincial Local Financial Supervision Bureau, Hubei Banking Supervision Bureau and Hubei Securities Regulatory Bureau)
12. Improve differentiated personal housing loan services. Support financial institutions to speed up the approval and issuance of individual housing loans to meet the reasonable financing needs of residents. For those who are hospitalized or isolated in COVID-19, those who participate in epidemic prevention and control, and those who temporarily lose their source of livelihood due to the epidemic, financial institutions should flexibly adjust the repayment arrangements of personal credit such as housing mortgage and reasonably postpone the repayment period. Encourage financial institutions to negotiate with borrowers, and appropriately reduce the interest on individual housing loans for those who temporarily lose their sources of livelihood due to the epidemic, so as to reduce the pressure on repayment funds. All financial institutions should conscientiously implement the reform requirements of the loan market quotation (LPR), do a good job in the conversion of the existing individual housing loan pricing benchmark, and support residents to reduce interest expenses during the downward period of market interest rates. (Responsible units: Wuhan Branch of the People's Bank of China, Provincial Local Financial Supervision Bureau, Hubei Banking Supervision Branch)
Fourth, support enterprises to speed up the resumption of work and production.
13. Ensure land supply. All localities should prepare the annual state-owned construction land supply plan as soon as possible, increase the land supply reserve, reasonably determine the scale, structure and timing of housing and land supply, optimize the proportion and spatial layout of housing land, and increase the supply of housing land in a targeted manner. We should do our best to ensure the land for affordable housing. For the land that is planned to be supplied in 2020 and needs to be sorted out, the progress of demolition and leveling will be accelerated after the epidemic situation is eliminated to ensure the timely supply of land. Appropriately adjust the transaction mode of land public transfer, and give priority to online transactions in the public transfer of business land such as commercial services and commercial housing. In principle, on-site transactions are not organized during the epidemic. (Responsible unit: Provincial Department of Natural Resources, Municipal People's Government)
14. Improve the efficiency of examination and approval services. We will further promote the government service of "one network to run", optimize the approval process of real estate development project planning, drawing review, construction permit, pre-sale permit and other matters, and improve the approval efficiency. Accelerate the examination and approval procedures of real estate projects through "notification and commitment system" and strengthening supervision after the event. Improve online services such as mortgage loans, opening sales, online signing and filing. For the reasonable financing needs of real estate enterprises, financial institutions should simplify business processes and speed up the approval and issuance of loans. (Responsible units: Provincial Department of Housing and Construction, Provincial Department of Natural Resources, Wuhan Branch of China People's Bank, and people's governments of cities, counties and counties)
15. Go through the planning approval procedures. The construction unit that has signed the contract for the assignment of the right to use state-owned construction land may apply for the construction land planning permit in advance with the contract for the assignment of the right to use state-owned construction land and the payment voucher that has paid not less than 50% of the land transfer fee. (Responsible unit: Provincial Department of Natural Resources, Municipal People's Government)
Verb (abbreviation of verb) strengthens safety management
16. Improve the performance supervision mode. According to the requirements of epidemic prevention and control, adjust the way of performance supervision appropriately, temporarily stop carrying out on-site performance inspection, and resume normal performance supervision after the epidemic is eliminated. If the land is not delivered, started or completed on schedule due to the epidemic, the epidemic prevention and control period will not be included in the default period, and no penalty will be charged. For real estate development projects that cannot be completed on schedule due to the epidemic situation, the relevant provisions of force majeure shall be applied according to law, and the delivery date shall be reasonably postponed according to the actual situation. All localities should strengthen the judgment of contradictions and disputes in the real estate market, handle them properly in time, and maintain market and social stability. (Responsible units: Provincial Department of Natural Resources, Provincial Department of Housing and Construction, and people's governments of cities and counties)
17. Strengthen the safety management of enterprises' resumption of work and production. All localities should supervise and urge the implementation of the main responsibility of enterprises, effectively guarantee the reasonable construction progress of the project, ensure the quality and safety of the project, and strictly prohibit acts such as blindly grabbing the construction period and catching up with the progress. Real estate sales offices, intermediary stores, housing rental agencies and other business places should make epidemic prevention plans before returning to work, strengthen the protection of prevention and control materials, strictly implement the system of real-name registration and temperature detection of personnel, and do not hold large-scale on-site publicity activities during the epidemic to ensure safe and orderly return to production. (Responsible unit: Provincial Housing and Construction Department, people's governments of cities and counties)
Measures to promote the steady and healthy development of construction industry;
The first is to strengthen employment security in the industry. Conduct a survey on the employment demand of construction sites, release information on employment demand in a timely manner, and encourage construction enterprises to give priority to recruiting local migrant workers nearby, especially those with employment difficulties and poor people. Enterprises that recruit poor laborers, people with employment difficulties, zero-employment family members and carry out industrial training will be given training subsidies according to the standards of 500 yuan per person per month after being audited by the human and social departments, and the subsidy period will not exceed 6 months. We will fully implement the real-name management of construction workers, implement closed management of construction sites, strengthen epidemic risk control, and guide the establishment of a safe and orderly construction employment market. (Responsible units: Provincial People's Social Welfare Department, Provincial Department of Finance, Provincial Housing and Construction Department, etc. City, state and county people's governments)
Second, increase financial and credit support. All financial institutions shall not blindly borrow, cut off or suppress loans, so as to ensure that enterprises will not be affected by financial problems to resume production and work. For the loans due from June 25, 2020 by the construction enterprises affected by the epidemic, the repayment of principal and interest will be temporarily postponed, and the longest extension can be until June 30, 2020, with no penalty interest. After June 30, 2020, both banks and enterprises can negotiate independently and reasonably determine the subsequent debt repayment plan. Construction enterprises that have won the bid for government investment projects can apply for loans from cooperative financial institutions on the basis of construction contracts, and cooperative financial institutions should open up a green channel for financial services and provide differentiated and preferential financial services. (Responsible units: Wuhan Branch of the People's Bank of China, Hubei Banking Insurance Regulatory Bureau, Provincial Local Financial Supervision Bureau, etc. City, state and county people's governments)
Third, improve the project payment system. We will speed up the clearing of debts owed by government departments and state-owned enterprises to private enterprises, and establish and improve a long-term mechanism to prevent arrears. It is strictly forbidden for the government and state-owned investment projects to require enterprises to contract with capital in various ways, strictly implement the contract law and relevant policies and regulations, fully respect the contract stipulations, and shall not take the audit conclusion of the audit institution as the basis for project settlement, and shall not refuse or delay the project settlement and project payment on the grounds that the final accounts audit is not completed. (Responsible units: Provincial Department of Finance, Provincial Audit Office, Provincial State-owned Assets Supervision and Administration Commission, Provincial Housing and Construction Department, etc. Municipal, state and county people's governments)
Fourth, implement the fund substitution mechanism. With the implementation of the project guarantee system, construction enterprises can use bank guarantee, project guarantee company guarantee or project guarantee insurance to replace the project bid bond, performance bond, project quality bond and migrant workers' salary bond, thus effectively reducing the capital occupation of enterprises. The guarantee organization and format of the letter of guarantee policy should be clearly defined in the project bidding documents, and no unit may refuse to accept the construction enterprise to replace all kinds of deposits with the letter of guarantee policy without reason. The deposit received shall be returned in time upon expiration. If the deposit is not returned as stipulated in the contract or agreed, the deposit receiver shall pay the enterprise a penalty for overdue return. For the letter of guarantee policy that cannot be fulfilled by fraud, the responsibility of the relevant units should be seriously investigated, and the default information should be included in the credit file to play the joint disciplinary role of the credit system. (Responsible units: Provincial People's Social Welfare Department, Provincial Housing and Construction Department, Provincial Public Resource Trading Supervision Bureau, Provincial Public Resource Trading Center, Wuhan Branch of the People's Bank of China, Hubei Banking Insurance Regulatory Bureau, etc. City, state and county people's governments)
Five, a reasonable share of epidemic losses. If the construction and operation of government investment projects implemented by PPP mode are stagnant due to the epidemic situation, the project losses in the stagnant period shall be shared by the government and social capital parties through consultation. For construction projects that have signed construction contracts before the outbreak, we should fully consider the impact of factors such as shutdown losses and rising construction costs. If it is really necessary to adjust the investment budget, the project unit shall put forward the adjustment scheme and the source of funds, report to the original preliminary design examination and approval department or the investment budget examination and approval department for approval according to the prescribed procedures, and sign a supplementary agreement in time. Due to the need of epidemic prevention and control, the expenses such as the renovation of epidemic prevention facilities, the consumption of protective materials, the "point-to-point" chartered transport of laborers, and the isolation of observed personnel are included in the project cost and borne by the employer. All localities should timely and accurately release and adjust the construction project cost information, and update the market guidance price information of major building materials every half month during the enterprise's resumption of work and production, so as to provide a basis for the contractor to reasonably determine the project price. (Responsible units: Provincial Development and Reform Commission, Provincial Department of Finance, Provincial Housing and Construction Department, etc. Municipal, state and county people's governments)
Sixth, ensure the supply of materials. Strengthen the coordination and linkage of departments, and actively help enterprises to do a good job in the transportation of building materials and equipment and the protection of epidemic prevention materials. Coordinate the promotion of the coordinated resumption of work in the upstream and downstream of the construction industry chain, strengthen the communication between upstream and downstream supporting enterprises, and assist enterprises to solve the problems of raw material shortage or price increase in the short term that may be brought about by centralized resumption of work. Efforts will be made to improve the production capacity of major building materials such as sand and gravel in the province and give priority to ensuring the supply of engineering projects in the province. (Responsible units: Provincial Development and Reform Commission, Provincial Economic and Information Office, Provincial State-owned Assets Supervision and Administration Commission, Provincial Department of Natural Resources, Provincial Department of Housing and Construction, Provincial Department of Transportation, Provincial Department of Water Resources, Provincial Market Supervision Bureau, etc. City, state and county people's governments)
Seven, reasonably determine the project duration. The prevention and control of epidemic situation leads to the delay of construction period, which belongs to the force majeure situation agreed in the contract. The construction contract period should be postponed, and it is strictly forbidden to blindly compress the reasonable construction period to ensure the quality and safety of the project. In addition to extending the time from 65438+20201October 24th to the date when the project is allowed to resume work, in principle, the construction site preparation period should be increased by not less than 15 days. If it is really necessary to catch up on work due to special reasons, and the number of days of catching up on work exceeds 10% of the remaining construction period, a special construction plan must be prepared, and relevant personnel, funds, machinery and safety protection measures must be defined, which can only be implemented after expert argumentation, and the corresponding catching up expenses shall be borne by the employer. (Responsible unit: Provincial Housing and Construction Department, people's governments of cities and counties)
Eight, increase the project bidding support. For outstanding enterprises and individuals who have made outstanding contributions to the prevention and control of epidemic situation and have been commended by the local people's government or the epidemic prevention headquarters, all localities should give special points in the bidding activities of government and state-owned investment projects this year, but the highest score of enterprises in the percentage evaluation is no more than 2 points, and the highest score of enterprise personnel is no more than 1 point. Governments at or above the county level or relevant departments (including epidemic prevention headquarters at or above the county level) can list major livelihood projects that are in urgent need of epidemic prevention and control, public utilities and people's lives as emergency rescue projects, and project units can take the form of inviting bidding or non-bidding competition. (Responsible units: Provincial Development and Reform Commission, Provincial Housing and Construction Department, Provincial Public Resource Trading Supervision Bureau, Provincial Public Resource Trading Center, etc. City, state and county people's governments)
Nine, support personnel training and scientific and technological innovation. Give full play to the resource advantages of universities and research institutes in our province, actively carry out school-enterprise cooperation, promote the transformation of scientific and technological achievements, and promote independent innovation of construction enterprises. Encourage enterprises to increase the introduction of high-end intellectual resources, and all localities should give practical support in relaxing settlement conditions, providing housing security, and helping their children go to school. Actively recommend outstanding architectural design talents in our province to participate in the selection of "National Engineering Survey and Design Masters". (Responsible units: Provincial Development and Reform Commission, Provincial Education Department, Provincial Science and Technology Department, Provincial Public Security Department, Provincial People's Social Welfare Department, Provincial Housing and Construction Department, etc. Municipal, state and county people's governments)
X. Optimize the business environment. We will further promote the reform of "simplifying administration and decentralizing power, strengthening supervision and improving services", implement the notification commitment system for qualification examination and approval of construction enterprises, and implement electronic licenses to shorten the examination and approval time. Innovate project supervision methods, simplify the project approval process, and strengthen supervision after the event. Establish a green channel for important projects that are urgently needed by the national economy and people's livelihood, such as epidemic prevention and control, public utilities operation, and people's livelihood, and promote their implementation as soon as possible. Improve the service enterprise mechanism, build a platform to respond to demand, and solve problems in time. (Responsible units: Provincial Development and Reform Commission, Provincial Department of Ecology and Environment, Provincial Department of Natural Resources, Provincial Department of Housing and Construction, Provincial Public Resources Trading Supervision Bureau, Provincial Government Affairs Management Office, etc. City, state and county people's governments)
XI。 Strengthen quality and safety management. Implement differentiated supervision, and reduce the frequency of on-site inspections for enterprises with perfect quality and safety control system, no quality and safety production accidents and no bad behavior records in the previous year; Implement precise supervision and key assistance to enterprises and projects with imperfect quality and safety control system and quality and safety production accidents in the previous year or this year. Implement "internet plus supervision", carry out online supervision and guidance, and realize peer-to-peer "online consultation" on project quality and safety risk points to ensure project quality and safety. (Responsible unit: Provincial Housing and Construction Department, people's governments of cities and counties)
These Measures shall come into force as of the date of issuance, and the validity period is tentatively set at 6 months.