2. Different payment methods: health insurance is the late expense reimbursement type, and critical illness insurance is the early payment type;
3. Different guarantee periods: health insurance is short-term insurance, generally one year, and critical illness insurance can guarantee one year or life;
4. Different functions: health insurance is compensation insurance, which is generally a supplement to medical insurance, while critical illness insurance is compensation insurance, which mainly compensates the expenses caused by personal injury.
The above is the difference between health insurance and critical illness insurance.
Brief introduction of critical illness insurance
Critical illness insurance refers to insurance that pays insurance money according to special critical illness. Simply put, illness, as a guarantee product to pay insurance premium, is the insurer listed in the insurance clause. As long as the relevant medical expenses are paid, no matter what the expenses are, they can be compensated according to the budget of the insurance company. From 65438 to 0995, critical illness insurance was introduced into the sales market in China and developed into a paid product to protect personal safety. This article mainly writes about the difference between health insurance and critical illness insurance for reference only.