According to the relevant person in charge of the Municipal Medical Insurance Center, Quanzhou's social security card was loaded with the financial payment function as early as 20 10, so the social security card is one card and two households, which are divided into medical insurance accounts and financial accounts, which is equivalent to a dual-purpose card. As a social security card, it has the basic functions of information recording, information inquiry and business handling.
As a bank debit card, it can perform financial functions such as cash deposit and withdrawal, transfer and consumption. Because of the chip technology, its security is also stronger. This financial application is RMB debit application, and the credit function is not supported at present, and its application scope is limited to China.
However, this financial account must be activated at the bank counter before it can be withdrawn, transferred and consumed. Unfortunately, not many citizens know the function of financial payment, and even fewer people activate it.
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If the financial account is not activated, you cannot withdraw cash.
Ms. Peng's colleague died of illness. Recently, she accompanied her wife, Ms. Yang, to cancel the social security card. When I went to the bank for fund settlement, I was told that my colleague's social security card could withdraw money from his personal medical insurance account, but more than RMB100000 in the financial account was reimbursed sporadically for medical treatment in different places, because the financial account was not activated, so I could not withdraw money.
In the end, the money in the financial account can only be handled by inheritance. Ms. Yang, who arrived in Guangzhou from Yunnan, can only choose to ask three legal heirs to go to the bank, or entrust an heir to handle the cash withdrawal through notarization. No matter which way you choose, Ms. Yang will go back to Yunnan.
"It's not because of this job that I know that there is a wealth management account in the social security card." Ms. Peng feels that she usually only uses the social security card as a medical insurance card, thinking that it will only be used for medical treatment. I didn't expect there to be a wealth management account in it, which needs to be activated to withdraw money and transfer money.
People's Network-Social Security Card and Financial Account.
Baidu encyclopedia-increase knowledge! The social security card has a "small vault" that many people don't know.