What is the history of health question and answer when buying critical illness insurance?

When you apply for critical illness insurance, you need to give health advice. Health advice is a questionnaire set by insurance companies to understand the risks of insurance underwriting, with the aim of controlling the claim rate and preventing insurance fraud.

We need to tell the truth about the problems mentioned in the health notification, because if we don't tell the truth and an insurance accident occurs, the insurance company has the right to refuse compensation. In other words, if the past medical history belongs to the content mentioned in the health notification, it is necessary to truthfully inform the insurance company.

However, the health notification of mainland insurance follows the "limited notification", that is, the aspects not mentioned in the health notification, and we don't need to inform the insurance company.

I have prepared a list of critical illness insurance with loose health information for everyone here. Interested friends may wish to have a look:

Latest! The top ten health warnings are loose, and the critical illness insurance is large!

Many friends think that you can't get insurance if you don't pass the health notice, but it's not. If the health notification fails and you want to try to insure, you can further underwrite it. If you have some minor problems and want to take out sickness insurance, you can refer to the following detailed sickness insurance strategy:

Remember these five steps, so as to insure against illness smoothly!

Finally, in addition to paying attention to health notification, we should also pay attention to the content of protection, such as whether to cover high-incidence mild and moderate diseases, whether to pay extra for serious diseases, whether to pay more for malignant tumors, and so on. If the content of protection is poor, it is difficult for us to get comprehensive protection. Senior prepared an insurance strategy for critical illness insurance. Interested friends may wish to poke the following for details:

All right, the risk of serious illness is like this! You have been cheated for so many years. ...

Hope to adopt

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