The differences between Ping An Insurance Credit Card and Ping An Insurance Gold Card are as follows:
1, travel insurance:
1) ping an unionpay credit card: the insured amount of aircraft accident insurance is 500,000 yuan (I have to pay 100% of the fare or more than 80% of the tour fare when swiping the card); There is no general accident protection function, but you can enjoy traffic accident medical care and hospitalization allowance protection.
2) Ping An Insurance Gold Card: the maximum insured amount of aircraft accident insurance is1million (I have to pay 100% of the fare or more than 80% of the tour fare when swiping the card); You can enjoy the general accident protection function.
2. Home safety: Ping An Insurance UnionPay credit card enjoys high gas accident protection; Ping An Insurance Gold Card has no such protection.
3. Annual fee:
1) Ping An UnionPay Credit Card: the annual fee for the main card is 300 yuan/year. The annual fee is free in the first year, and the main card is swiped 6 times in that year, and the annual fee is free in the next year (the amount of swiping is not limited).
2) Ping An Insurance Gold Card: 200 yuan/year is the main card of annual fee. After activation, the annual fee for the first year, there is no reduction policy for the first year; The main card consumes over 30,000 yuan in the current year, and the annual fee for the following year is exempted.
4. Emergency rescue service: Ping An Insurance Gold Card has emergency rescue service; Ping An Insurance UnionPay Credit Card does not have this service.
We will serve you wholeheartedly! Thank you for your concern and support for Ping An Bank!
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.