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Enough, in fact, we can simply calculate an account. Not counting interest growth, how much pension can 500,000 yuan be converted into each month? The life expectancy of the Chinese people has reached 77 years. If we can live to 77, then 500,000 yuan can be converted into a monthly pension of 2,451 yuan for 17 years.
After all, price levels in the countryside are relatively low compared to the city, and the cost of living for a farmer is also relatively low at $2,451. If you live in the city, you'll be exhausted. If you live in the countryside, you'll have more than enough. The annual pension of $2,451 a month is close to the per capita pension level of our corporate retirees and about 15 times the current per capita pension for farmers.
This as long as there are no major problems, enough, their own in the countryside to grow a little food, casually over, we also have to face up to some of the problems, that is, health issues. Most of the biggest expenses of the elderly is medical care, less sick means money. If the period of social security contributions before retirement meets the requirements, you can enjoy the corresponding medical insurance treatment, the pressure will not be so big. Usually more exercise, square dancing exercise, keep an optimistic mindset, more to know some have *** the same topic of peers, so the elderly life will not be too bad.
I think it is certainly enough, because the elderly usually can not spend much money, but if there is no corresponding health insurance, then in some cases of major diseases or serious illnesses, 500,000 yuan deposit may not be enough in the long term. At that time, a monthly pension of $1,000 is not enough. So if you have extra money, you'd better buy some critical illness medical insurance. Although it may not be useful in normal times, it can be used in case of serious illness.