The personal business of rural commercial banks will also go to work on weekends, and the business hours are from 9 am to 17 am. Therefore, friends who want to handle personal business in rural commercial banks on weekends must pay attention to the time, and the bank will close half an hour early on weekends. It should be reminded that the business of rural commercial banks is closed on weekends, so the business of rural commercial banks must be handled from Monday to Friday. Version model iPhoneXS Huawei Mate20X Rural Commercial Bank 2.3.9
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1. Is the rural commercial bank a state-owned enterprise?
No, rural commercial banks are not state-owned enterprises, but joint-stock commercial banks. Rural commercial banks are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations. Rural commercial banks (formerly rural credit cooperatives) are an important part of China's financial system and the main form of cooperative financial organizations.
2. What is the regular interest rate of rural commercial banks?
The interest rates of fixed deposits of rural commercial banks in different regions will be different. Take the behavior of Jiangsu Zijin Rural Commercial Bank as an example: time deposits are divided into: 1. Lump sum deposit and withdrawal. Lump sum deposit and withdrawal, lump sum deposit and withdrawal, withdrawal with interest.
① lump sum deposit and withdrawal. The interest rate of three-month time deposit is1.43%; Half-year fixed deposit rate1.69%; One-year fixed deposit rate1.95%; The interest rate of two-year time deposit is 2.52%; The interest rate of three-year time deposit is 3.30%; The interest rate of five-year time deposit is 3.4375%.
(2) lump-sum deposit and withdrawal, lump-sum deposit and withdrawal, and deposit and interest withdrawal. The interest rate of one-year time deposit is1.441%; The interest rate of three-year time deposit is1.69%; The interest rate of five-year time deposit is 1.69%.