With the concept of investment and finance y rooted in people's hearts, kindergarten children, square dance aunt are shouting to financial management, but the TV, newspapers on the elderly investment and finance fraud, blood money news has been endless, the old man was cheated out of his family, when it really saddened people. Why the elderly investment and finance is easy to be cheated?
1. Elderly people have money and financial needs. Regardless of the income is not high, the elderly have a savings of many years of old age money. On the one hand, it is not easy to save, they can not afford to spend; on the other hand, they are worried about inflation, high prices, they saved this money will soon shrink to food are not enough, not to mention a little sick or something, so there is a strong demand for investment and finance.
2. The elderly generally lack financial knowledge. Nowadays, many emerging ways of financial management are related to the Internet, such as self-service bank finance, funds, stock market and so on, which are very different from the bank finance that the elderly have been familiar with for decades. Most seniors are not informed and knowledgeable enough, and their ability and desire to learn is not as strong as when they were younger, resulting in little knowledge of most investment and financial tools. With a large amount of money into a capital market they are not familiar with, the end can be imagined.
3. Elderly people live a lonely life and are easily impressed by enthusiasm. Elderly people's children generally have their own families, the elderly, such as life without spiritual support, it is easy to feel lonely, lonely life. Some financial scammers take advantage of the situation and take care of the old man and old lady. In the establishment of a certain emotional foundation on the proposed "a good project can earn how much money," or play the sad card "I did not complete the task this month to be fired," the moncler outlet store heart feel that this young man (girl) people and passionate about me and caring considerate! If you are a good person, you can trust him and help him out, so you transfer your savings in batches to people you think you can trust. But as soon as the money arrived, the person immediately disappeared without a trace. This kind of enthusiastic sales distribution in a variety of "financial management" industry, including "* trust, * funds, * financial management" and even "collectibles", paintings and calligraphy, stamps, gold, silver, banknotes, etc., the degree of enthusiasm and the degree of unreliability. The degree of enthusiasm is basically proportional to the degree of unreliability.
4. Generally more stubborn, a single way of thinking. Whether it is a scam was asked to transfer remittances, or see the high yield was attracted into the game, more elderly people think that their life is experienced, has done a thorough examination and thought, there will be no problem. In particular, the news often broadcasts that bank staff discourage the remittance of money and still do not believe, are reflected in the character traits of this group. In fact, regardless of age, as long as the single-minded, do not like to listen to people, usually fall into the pit.
Summary of the above characteristics, the elderly group is the most loved object of financial fraud. As children we have to start from the above characteristics, care about their psychological aspirations, and often help them popularize the basic financial knowledge and identification methods, as long as the family and love together, you can overcome all the difficulties.
The public number: money program V. Concerned about personal growth, including financial management, workplace, etc., would like to work with you to become a better self.