American Express
American Express is the so-called AE card, which is also short for American Express, and is issued by American Express, a global credit card and travel service specialist, and is available to people in the United States to spend money at U.S.-based merchants or U.S.-based shopping sites.
Since the issuance of the first American Express card in 1958, American Express has issued cards in 49 currencies in 68 countries and regions, built the world's largest self-contained network of authorized merchants, and has more than 60 million high-quality cardholder groups.
The American Express Card is an international credit card that can be used at the commercial outlets of Industrial and Commercial Bank of China, CITIC Bank, China Merchants Bank, Taishin Bank of Taiwan, Dah Sing Bank of Hong Kong, the Development Bank of Singapore, the Bank of New Zealand, and the National Australia Bank, as well as UnionPay commercial outlets, and can also be used at American Express' outlets. American Express cardholders can enjoy special benefits such as exclusive travel privileges, a number of domestic and international life experiences, global services and customs declaration information consultation, emergency support and other special benefits.
The country's American Express card has many features compared to ordinary bank credit cards:
1. Cardholders will be billed in US dollars for all purchases made through international routes, and can also use RMB for repayment and other repayments after being billed in US dollars.
2. If cardholders need to repay their overseas purchases in RMB, they can open the function of purchasing foreign exchange for repayment.
3. The American Express card can be used abroad (including Hong Kong, Macao and Taiwan) (with VISA, MASTERCARD, JCB or American Express logo on the card face).
4. If the consumption of the American Express card is made abroad through international lines, the card will generally be settled in US dollars (the consumption amount is in US dollars, and there is no settlement fee), but in the case of the consumption amount is in non-US dollars, there will be an exchange fee between the two currencies, which is 1.5% of the transaction amount (American Express is 2%).
5, travel advantage: American Express card in the travel merchant consumption is more advantageous, if in the process of traveling flight delays or baggage delays, card users can enjoy free or compensation.