Do young people nowadays only think of timely pleasures? Don't they care about money? It's too hard to earn money by working part-time, but you still want to squander money willy-nilly?

This is a favorite saying of many young people nowadays. This should be the favorite saying of many young people who practice timely happiness nowadays, and the poetry of the old ancestors has given the best reason for this group of young people who like to overspend.

Just in time, enjoy the moment, is their philosophy of life: money is spent, not saved; women should be willing to spend money to invest in themselves; men should be willing to spend money for their girlfriends and other such consumer concepts, plus a variety of grass number presents a wide range of goods, devouring the young people's wages, credit cards, chanting, white.

In the name of "to be good to yourself", the transition consumption has become a habit of many young people. However, the time to enjoy a moment of pleasure, has been enjoying a long regret. Many young people pursue brand-name bags, brand-name clothes, net red store card these, in fact, are just a moment of pleasure, especially if the original family conditions do not allow themselves to spend this way, so that the short-term stimulus does not bring real happiness.

The moment of spending money is very exciting, sent to the circle of friends to be praised by others to meet the vanity industry is very cool, but after that is endless empty.

Saving money can still change the status quo?

There is a topic on Knowledge:

The post-90s generation, can we really change the status quo by saving money?

Turning over the answers below the topic, you will find that, I do not know when to start, saving money seems to have become a very controversial word, the majority of young people, for the matter of saving money, there are two very distinctive attitudes:

Honestly save money for the future to live more easily;

Time and again, prices are soaring in the era of early consumption it!

Many people say that saving money now is a bowl of poisonous chicken soup, not only affects the quality of life, but also feeds money to inflation for nothing, the more you save, the more you lose money.

But in fact, many young people's first 100,000, are relying on wages to save. Saving money although it sounds very uncool, but this is indeed the current young people used to change the status quo the most feasible operation. For most young people without special family and resources, saving money may even be the only feasible operation to change fate.

Because saving money itself is not just a simple act, but the beginning of a whole set of habits that will affect your future existence, all changes start with a small change in habits. And change the status quo itself is not an overnight thing, the same is the need for a long time to accumulate, by saving money in the process of producing a series of "butterfly effect" change.

Spend the money you need to spend

There is a saying: "The money you need to spend is not a penny less, and the money you shouldn't spend is not a penny more". So what is money that should be spent? There are three parts:

1. Money that affects your core development should be spent.

For example, some of the appropriate inputs can be exchanged for opportunities, such as skills training, such as CFA, such as textbooks, and even some important occasions such as certain specific clothing accessories, this kind of money, should be spent, but to be smart spending (textbooks to buy second-hand, part of the facade of the use of things such as the rental of such things).

2. The money that affects your productivity, you should spend.

If you are a programmer, if you are a designer, if you are a certain field workers, your production equipment (such as computers), must spend enough money, this directly affects the efficiency.

3. Their favorite, high-frequency use, low-loss products, the flower.

Their daily use of daily small appliances, their love can wear 10 years of yellow boots, their daily use of lipstick perfume, can enhance the sense of well-being of life of small products, the flower. But the premise here is that a single commodity, high-frequency use, strong demand, and there is also a premise that the previous generation of products do not use up, future generations can not buy.

For a lot of young people now, all you have to do now is to study well and save money. It may not change your life in a short time, but sooner or later they will change your life on the long road of life!