Why? People have different occupations, diverse behaviors, different physical conditions, and different income levels. An across-the-board approach will definitely be unfair to many people.
Our current retirement age system is a semi-across-the-board system. Although our country has set many retirement ages, there are only two main retirement ages: 50 or 55 for women and 60 for men.
Our current national retirement age system is a system that was developed in the 1970s and 1980s when the population was at its peak. At that time, in order to solve the problem of employment difficulties, we were eager to let the old people retire as soon as possible, so that young people could be poured out of jobs. This also led to the mandatory retirement age for many.
Our current retirement system is Document 104 of the State Council in 1978, the Interim Provisions on the Retirement and Retirement of Workers and the Interim Provisions on the Resettlement of Old, Weak, Sick and Disabled Cadres.
This has led to many managers and professionals, especially women, wanting to work a few more years, earn more money, and delay their retirement. But the current system provides that they have to leave their jobs at the age of 50 or 55. Because the retirement age in our country is really mandatory, you if you reach the retirement age, did not apply for retirement, later for retirement, even if paid insurance, will be retired.
Although some people want to delay retirement, but in fact our country calls for early retirement voice is very high. Why is that? Because, the majority of flexible employment and unemployed people life is already difficult, after reaching the age of 40 or 50, known as 4050 difficult employment groups, few people are willing to recruit such workers. So that they can't wait to retire early and have a stable income.
Therefore, our current retirement age system is very inappropriate.
If I personally believe in the feasibility of the retirement age, it should be better to have a flexible retirement age policy.
First, people who have lost their ability to work can retire at any time. This article of the current pension system provisions have been realized. However, the requirement is still social security contributions for 15 years, as long as the labor capacity appraisal department to identify, after the loss of labor capacity, you can apply for retirement or retirement procedures. After 45 years of age for lesbians and 50 years of age for men, the procedure is called retirement; before that, it is called retirement. Treatment is calculated in a way, however, individual areas of the retiree pension increase is relatively low.
Second, the state allows arbitrary extension of the retirement age. People work until 100 years old, do not want to retire, but also to support. Because, these people have jobs, have labor remuneration, can support themselves, but also save social pensions. If the state feels that it is encroaching on jobs, it can set a mandatory retirement age, such as 70 or 75, based on life expectancy and people's health.
Third, we should be allowed to advance the retirement age. Male comrades retired at 60 years old, for individual groups is really too late. Can allow their contributions for 20 years, less than five years from the retirement age, you can retire early. Or if they have worked for 25 years, they can retire early at any time. In fact, we already have a practice in our country, that is, our civil service law provides for the retirement of civil servants. Just these two flexible retirement provisions. I hope to be able to apply to all.
Fourth, the state set a standard retirement age. It is best that men and women are unified, or the gap of ten years will be narrowed. For example, 50 years old for lesbians and 55 years old for men. Retirement after the standard retirement age can receive a full pension. Before that, only a certain percentage of the basic pension can be received, for example, a 5% reduction in the percentage of accrual for each year of advancement. If you retire beyond the age of 65, the pension can be increased by an appropriate percentage.
In fact, some people are worried that many elderly people will continue to work after retirement, and young people to grab jobs. In fact, our country should strengthen the tax department personal income monitoring. By verifying the source of income of each person, do a good job of controlling the income level of each person. When our post-retirement labor income exceeds a certain level, the pension will be gradually reduced by a certain percentage until it stops. For example, film and television workers, sixty or seventy years old can earn millions or even tens of millions of dollars a year, such a situation should be based on their income to stop their pensions, so that the community is fair.
In fact, the retirement age, to determine is also very simple, as long as the fairness and justice, but also to maintain the vulnerable groups, so that we can support.
What is the most appropriate age for retirement? If you take this question to get a questionnaire survey, it is estimated that a thousand people will have a thousand kinds of answers.
Some people think it is better to be 40 to 45 years old if they have enough money and then enjoy life.
Some would say, after accomplishing something!
Some will say, if there is no age limit, it would be nice to retire when you want to!
However, the age of retirement is a state law and not a matter of choice. According to the current state regulations, employees must meet two conditions to retire:
First, the pension insurance to pay the full 15 years;
Second, the male 60 years of age, female cadres and flexible employment personnel pension insurance female 55 years of age, female cadres 50 years of age, urban and rural residents enrolled in the men and women of the 60 weeks before you can enjoy the pension.
Of course, according to different people's work, physical and other circumstances, the state in the retirement policy also has a humane and flexible provisions:
First, civil servants have reached more than 30 years of service, by their own application and approval of the organization, you can go through the retirement procedures;
Second, the staff of the institutions to meet the following conditions can be retired early:
1, the job Years of service 20 years and less than 5 years from the statutory retirement age (including 5 years), or 30 years of service in the establishment of personnel, I voluntarily apply for approval can be early retirement;
2, men over 50 years of age, women over 45 years of age, or more than 25 years of service, such as my own volition, with the approval of the organization, you can leave the post;
3, where the work of 30 years of service, or 53 years of age.
3, where the work of 30 years, or men aged 53 years, women aged 48 years (45 years of age of female workers) and 20 years of service, by their own application, in accordance with the authority of personnel management reported to the relevant departments of the city after approval, allowed early retirement.
Third, engaged in underground, high altitude, high temperature, especially heavy physical labor and toxic and harmful hazards to the health of the special types of workers, more than 10 years of work, after the labor department review and approval can be 5 years ahead of time, that is, 55 years old men, women 45 years of age for the retirement formalities;
Fourth, not due to work-related injuries or loss of ability to work due to illness, by the county-level hospitals above the examination and issuance of a certificate, the municipal level of the labor department for approval. Proof issued by the municipal Labor Capacity Appraisal Committee, identified by the loss of working capacity of the insured, male 50 years old, female 45 years old can handle the sick retirement procedures.
Fifth, some special circumstances (such as bankruptcy), the government in order to resettle the workers, the provisions of the special policy, you can retire a few years earlier.
In order to cope with the increasing aging, the State Ministry of Human Resources and Social Affairs to draw on the experience of some countries in the international arena, a few years ago, the organization of experts to study and demonstrate the retirement age delay program, in the "China's Retirement Age Delay Program Study", the retirement age delay program can be three kinds.
The first is to delay the implementation of retirement, female workers delayed one year every year, female cadres delayed one year every two years. By 2025, female workers will be delayed to 60 years of age. starting from 2025, both male and female workers will be delayed by one year every two years until 2034 when they will be delayed to 65 years of age. In this way, the retirement age of men and women will be equal.
The second option is to start from 2025, female workers delayed to 55 years old, female cadres delayed to 60 years old, the implementation of flexible retirement. 2025 to 2035, both men and women workers delayed to 65 years old.
The third is to delay the implementation of retirement, female workers every two years to delay one year, cadres every three years to delay one year. From 2020 onwards, male workers will be delayed by one year every five years, and from 2045 onwards, both men and women will be delayed to 65 years of age.
Retirement at 50, the most suitable age for the retirement of the Chinese people 50 + 25 = 75 years old, generally 50 years of age, your parents are close to 80 years old life can not be their own, is the need to take care of people. 50 years of age, you have grandchildren, grandchildren are also in need of people to take care of the time. So 50 years old retired also want to serve the community, there is no idle time. It is the time when the old and young at home are the most short-staffed!
At present, the retirement age set by the state is relatively speaking, male 60 years old, 55 years old for special types of work, female 50 years old, 45 years old for special types of work, 55 years old for female cadre status of the organization and institutions, and the payment of pension insurance for 15 years can be applied for retirement, it is more in line with reality. If the special groups, individual things, it is more to highlight the superiority of socialism and humanization.
For example: after the government and social support, can not sustain the survival of the enterprise bankruptcy of the laid-off workers, poor health conditions, unskilled groups, paid 20 years of male and female workers, can be specified by the original retirement age of 60, 50 and then reduced by five years, special types of work is also reduced, as long as the individual agrees to be approved for retirement. This not only reduces the difficulties of the workers' lives, but also maintains the social stability and peace of mind.
The above is just a personal idea, do not praise do not spray!
Men are 60 years old, women are 55 years old retirement is the most appropriate.
Why do you even ask what age is best for retirement?
I think, nowadays, there is a general problem in the society, the aging process is too fast, the proportion of young and middle-aged people in the population with the elderly is low.
Nowadays, factories and enterprises can't recruit people at all, they can't recruit workers at all, and the age of recruitment has been relaxed to 50 years old. Previously, people looking for factories, and now it is the factories are looking for people everywhere to recruit workers.
The problem of social aging can not be solved within twenty years, to the social and economic development has brought a lot of problems.
Now people's living standards continue to improve, about 60 years old brother, the body is very healthy and excess physical energy. Look at the square dance of the elderly, dancing to the root of the 18 young people almost oh.
So now the retirement age should be postponed to 65 years old for women and 70 years old for men. This not only reduces the social burden, but also creates wealth for their families. We are concerned about the pension, should also be to 70 years of age retirement age one-time payment. The first thing that you need to do is to get your hands on a new one, and then you'll be able to get a new one.
This kind of words, social harmony and stable development, family harmony and happiness ah!
If the retirement age can be chosen, the most suitable retirement age is 55 years old. Wang Jianlin, the richest man in the early days of business, once said, "earn enough to one hundred million, will retire from work. If the type of pension insurance according to the division of words a *** three cases, we analyze;
The first most suitable retirement age
If it is the urban workers pension insurance normal retirement age is 60 years old, female cadres 55 years old, female workers 50 years old, special types of work in advance of the statutory retirement age of 5 years retirement. Can also apply for sick retirement. There are also within the retirement pension. So the retirement age according to their own conditions.
The second most suitable retirement age
If it is urban and rural residents pension insurance are not 60 years old retirement, and does not distinguish between men and women. Now the rural areas over 60 years old have a basic pension issued, a few dozen dollars a month living allowance, of course, this is also a local policy, not a unified standard.
The third most suitable retirement age
If it is a flexible employment personnel pension insurance retirement age of men over 60 years old, women over 50-55 years old. The reason why there will be 50 years old is because the provisions of each region are different, but most of them are 55 years old to apply for retirement.
The purpose of our retirement is to receive a pension, not to the age of retirement. It is also necessary to pay the number of years of pension insurance regulations. For example, urban and rural residents must pay a cumulative total of 15 years of pension insurance insurance, you can receive a monthly pension at retirement age.
Last summary:
No matter what year to apply for retirement, a good body is the most important, 2022 delayed retirement will soon be determined, then there is a real possibility of 65 years old to apply for retirement. Thinking about it is scary.
Concerned about a morning mom, to help everyone solve the problem of social security
What is the most appropriate age to retire?
We all know that in order to receive a monthly pension, you must have accumulated 15 years of pension insurance and reach the legal retirement age, 60 for men, 50 for women workers and 55 for cadres, before you can apply for retirement. These two are indispensable.
But in real life, many people have paid enough 15 years of social security before retirement, from an objective point of view to open, the benefits of early retirement is that you can receive a pension earlier than others, and there are a lot of people in their 40s when it is very inconvenient to find a job, and would like to retire early to receive a pension to subsidize the family, so for this kind of people who have paid 15 years of old-age pension insurance, but did not reach the retirement age, you can receive a pension. So for those who have paid 15 years of pension insurance but have not reached the retirement age, can they receive a pension? As I said earlier, reaching the retirement age is a necessary condition for receiving a pension, and in general, early retirement is not able to receive a monthly pension.
But if you are engaged in the position belongs to the special types of work, you can apply for early retirement, special types of early retirement need to meet the male age of 55 years old, female cadres aged 50 years old, female workers aged 45 years old, the number of years of contributions for 15 years, the types of work engaged in the national catalog of special types of work in the scope and to achieve the required number of years, toxic and hazardous for 8 years and above, high temperature underground for 9 years and above, High-altitude special heavy for 10 years and above, before early retirement.
There is also a situation for early retirement, we call sick retirement, some people may be paralyzed due to accidents or body disease, can not continue to work, this time you can apply for sick retirement, regardless of gender, as long as after the hospital or Labor Appraisal Board identified loss of working ability, and pay pension insurance for 15 years, you can sick retirement. However, due to the special reason of the sick retirement, the state policy stipulates that every year of early retirement, to reduce the basic pension of two percent.
The process of early retirement for special types of work is that I need to submit an application for retirement, the application will be submitted to the unit's labor personnel department or human resources department, by the competent personnel to transfer the applicant's personnel file, verify the applicant's time of birth, time of participation in the work of the applicant, engaged in the special types of work, the number of years of contributions, and so on, whether it is in line with the policy, and if it is in line with the conditions of the retirement, reported to the local government's labor department and the social security system, and then to the local government's labor department. If the applicant meets the conditions for retirement, it will be reported to the local government's labor department and the social insurance agency, and after approval, the social insurance agency will start to pay the pension.
I have retired, occupation is mental labor, work forty-two years, in all fairness, men sixty years old, women fifty-five years old retirement is basically reasonable, although close to the retirement of the first few years of learning ability, working ability to reduce some psychological fluctuations, and even some difficult, but after all, you can adhere to, but the individual heavy laborers, especially underground, high altitude, field, mechanized production lines and other environments, this age to continue to work is difficult; in addition, it is a good idea to continue to work at this age. It is difficult to continue to work at this age; in addition, some of the laid-off unemployed without any skills, the days are also very difficult, I hope that the state to give some policy, even if very little as long as you can make ends meet, and peacefully through the years near retirement, but also a social warmth, I believe that there will not be any comparison.
Women 50 men after 55 years of age can choose voluntarily. Early retirement less take a little, late retirement more take a little basic reasonable on the line. (But I'm just saying). The first thing I'd like to say is that I don't think we're going to be able to do that.
What is the best age to retire?
What's the best age to retire?