The vast majority of commercial insurance can't be tax deductible, and only the types of insurance with preferential tax policies issued by the state can. At present, there are only three types of products: tax-deferred pension insurance, tax-excellent health insurance and enterprise annuity.
Tax-excellent health insurance: Tax-excellent health insurance is essentially a kind of medical insurance, which is used to make up for the shortage of medical insurance reimbursement. The premium can be deducted before tax to achieve the purpose of tax reduction.
These tax preferential insurances are supported by national policies, and the overall cost performance is good. If there is real demand, I suggest you buy it.
However, it is obviously not enough to have only one type of insurance in the insurance configuration. For example, tax-excellent health insurance can cover diseases and guarantee renewal, but the scope of protection is slightly narrow, and the protection is not as good as millions of medical care. It can't give a sum of money at a time to supplement the family like critical illness insurance.