Products and services of Linyi City Commercial Bank

In terms of product innovation, firmly grasp the economic development of the whole city and the economic characteristics of small and medium-sized enterprises, highlight business characteristics, and constantly develop innovative business varieties. More than 30 kinds of business, such as through train loans for small enterprises, growth express loans for high-tech enterprises, five-door joint guarantee loans, and small re-employment guarantee loans for laid-off workers, have been launched one after another.

Among them, the Bank's practice in small business loans has been highly praised by the leaders of the State Banking Regulatory Commission and the Provincial Banking Regulatory Bureau, and it has been awarded "Advanced Unit for Small Business Loans" by the Provincial Banking Regulatory Bureau. In terms of service innovation, taking the opportunity of creating a "good bank" activity, we constantly improved service innovation, improved service means, opened green service channels and special service windows for special customer groups, carried out differentiated services for key customers and special customers, and launched the "sunshine credit" business process, which enabled the whole process of credit business to be handled in the sunshine, effectively improved service efficiency, increased the number of high-quality customers, and promoted the steady and coordinated development of the whole bank's business. Since 2006, the bank has also carried out the work of introducing strategic investors and held many talks with domestic and foreign strategic investors who are interested in cooperation, laying a good foundation for better adapting to the new situation of financial globalization and realizing sustainable development.