According to Article 9 of Supplementary Medical Insurance Clauses of China Life Kangyi Group, the insured or the insured may designate one or more persons as beneficiaries of death insurance benefits. If the applicant insures the workers who have labor relations with him, he shall not designate anyone other than the insured and his close relatives as the beneficiaries. Unless otherwise agreed in the insurance contract, the beneficiary of the insured's medical insurance benefits under the insurance contract is the insured himself, and the beneficiary of the insured's medical insurance benefits is the insured himself.
If there are several beneficiaries, the insured or the applicant may determine the order and share of benefits; If the benefit share is not determined, the beneficiary shall enjoy the benefit right according to the equal share. The insured or the applicant can change the beneficiary of the death insurance, but it needs to notify the insurance company in writing, and the insurance company will annotate the insurance policy or other insurance documents or attach an approval form. When the applicant designates or changes the beneficiary of death insurance, he must obtain the consent of the insured. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
After the death of the insured, in any of the following circumstances, the insurance money shall be regarded as the heritage of the insured, and the insurance company shall perform the obligation to pay the insurance money in accordance with the provisions of the Inheritance Law of People's Republic of China (PRC):
(1) No beneficiary has been specified, or the beneficiary designation is unknown and cannot be determined;
(2) The beneficiary dies before the insured, and there are no other beneficiaries;
(3) The beneficiary loses or waives the beneficial right according to law, and there are no other beneficiaries.
If the beneficiary and the insured die in the same event and the order of death cannot be determined, it is presumed that the beneficiary died first. If the beneficiary intentionally causes the death, disability or illness of the insured, or intentionally kills the insured, the beneficiary loses the right to benefit.
Bao Ge reminds: How to designate and change the beneficiaries of supplementary medical insurance of China Life Kangyi Group? The insured or the applicant may designate one or more persons as the beneficiaries of death benefits, and the insured or the applicant may change the beneficiaries of death benefits, but it shall notify the insurance company in writing. The applicant shall obtain the consent of the insured when designating or changing the beneficiary of death insurance.