What are the critical illness insurance for pure consumption?

At present, there are many kinds of pure consumer critical illness insurance, including one-year critical illness insurance, periodic critical illness insurance and lifelong critical illness insurance, and the premiums of different types of insurance vary greatly. Pure consumption critical illness insurance is a kind of critical illness insurance that only provides protection and does not return the premium at maturity. Generally, 30-year-old men only need to insure a few hundred yuan, and they can get 654.38+ 10,000 critical illness insurance during the guarantee period.

Under the new regulations, we have counted more than a thousand critical illness insurance products and screened out the most cost-effective critical illness insurance on the market. The new definition of serious illness ranking is announced! The first place turned out to be it.

Comparison between pure consumption type critical illness insurance and consumption type critical illness insurance with death liability;

1. Consumer-type critical illness insurance with death liability: The biggest feature is that the insured can get life-long coverage no matter what. In other words, this kind of products can pay 100%. To put it simply, suppose you bought a consumer critical illness insurance with death liability, with a coverage of 500 thousand. Even if you live to 100 years old, even if you don't get sick for life and die naturally, the insurance company will compensate you for 500 thousand.

2. Pure consumption type critical illness insurance: refers to a critical illness product with no death protection responsibility but only disease protection, that is, no life insurance responsibility. This kind of products can't realize 100% compensation, only when there is an agreed serious illness, if they die within the guarantee period, the insurance contract will be terminated. To put it simply, suppose you bought a pure consumer critical illness insurance with a coverage of 500,000. During the guarantee period, if the insured dies unexpectedly, the insurance will not pay compensation and the insurance contract will be terminated.

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