How should I choose health insurance?

In terms of health insurance, you should choose critical illness insurance and medical insurance, which can be used to transfer the economic losses caused by diseases. If some friends are still wondering whether it is necessary to buy health insurance, then I suggest reading this article: Is it necessary to buy health insurance? These routines must be paid attention to!

Among them, in terms of critical illness insurance, it is mainly to protect major diseases. Of course, some critical illness insurance will also protect moderate and mild diseases, and will directly pay a sum of money if it meets the claim conditions.

When choosing critical illness insurance, try to choose products with comprehensive protection and high compensation ratio within your own budget. Under the same amount of insurance, the higher the proportion of compensation, the more money you pay when you are out of danger, and the more money you can use for treatment.

Senior sister has sorted out the hot list of critical illness insurance before, and interested friends can have a look: the top ten hot critical illness insurance stocks worth buying!

In addition, in terms of medical insurance, there are usually corresponding guarantees for hospitalization, special outpatient service, outpatient service before and after hospitalization and emergency treatment, and eligible patients can be reimbursed for reasonable and necessary medical expenses.

When choosing medical insurance, we should choose products with good renewal conditions, such as whether the health status of the insured changes, which will not affect the renewal, and it is best to ensure the renewal. If you don't know what kind of medical insurance to choose, take a look at this list: the latest list of millions of medical insurance is freshly released!

Hope to adopt!

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