1. Having China nationality: The applicant should have China nationality, abide by laws and regulations, and have no bad record of violating the law.
2. Possession of senior titles: Applicants need professional and technical personnel with senior titles and independent legal personality.
3. Eligible loans: The loans applied by the applicant should be used to alleviate the capital demand in the process of innovation, entrepreneurship and enterprise development, and focus on supporting the construction of scientific research projects and the transformation and promotion of scientific and technological achievements.