In addition, by the way, the old products given by Xincheng at the right time are consumer goods. 20 10 1 1 The new products are presented in time, with cash value, and the premium is only a little more than the old products. Related news is as follows:
The new "timely payment" of Xincheng Life Insurance has included diabetes in the scope of life insurance claims.
2010-1110:11Source: Qingdao Evening News Print this page closed.
In order to make the insured enjoy more comprehensive protection, Prudential Life Insurance recently launched an upgraded version of Prudential Plus "Timely Payment" for long-term illness insurance. In addition to the "timely rescue insurance money" in the first venture, the timely rescue insurance money for insulin-dependent diabetes and diabetes and its complications has been increased, and the payment amount has been increased to 20% of the basic insurance amount attached to this contract at the time of diagnosis, thus truly realizing the "prevention of disease".
The investigation of diabetes has begun to "rejuvenate"
According to the statistics of the World Health Organization, diabetes has now become the third largest disease that harms human health after cardiovascular and cerebrovascular diseases and tumors. 10 After the onset of diabetes, 30%-40% of patients will have at least one diabetic complication, including more than 80 acute or chronic complications such as heart, brain, liver, lung, kidney, eyes, limbs, skin and nerves. Moreover, diabetes has become popular among young people aged 20 to 39 in China, with the prevalence rate and prediabetes rate as high as 3.2% and 9.0% respectively. At present, China has surpassed India to become the largest country in diabetes.
Scheme, new insurance and early treatment "escort"
After market research, Xincheng Life Insurance found that most diabetic patients gave up the best treatment plan at the early stage of illness due to high treatment costs. Adhering to the business philosophy of "listening is empty, being sincere is faithful", on the occasion of 10' s birthday, Prudential Life Insurance further improved its service quality, upgraded and revised its original long-term illness insurance, and extended its coverage to insulin-dependent diabetes and diabetes and its complications on the premise of strengthening the advantages of its original products. At the same time, the payment amount of timely rescue insurance money is increased to 20% of the basic insurance amount at the time of diagnosis of this supplementary contract.
Finally, to answer the third question, the premium paid by Prudential to the product in time is charged according to the age at the time of insurance, and it will be the same every year, unless the customer is tested by the company to ask Prudential to raise the premium.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.