1, because critical illness insurance is particularly prominent in health insurance.
Health insurance is the abbreviation of health insurance, which means that insurance companies pay insurance money for losses caused by health reasons through sickness insurance, medical insurance, disability income loss insurance and nursing insurance. There are three kinds of health insurance in the market: critical illness insurance, medical insurance and hospitalization allowance insurance. Among them, critical illness insurance is particularly prominent.
2. Critical illness insurance can resist the risk of critical illness.
Critical illness insurance generally refers to critical illness insurance. When there are risks such as malignant tumor, myocardial infarction and cerebral hemorrhage, the insurance company will pay compensation. Social security only reimburses medical expenses caused by diseases, and cannot guarantee the risk of major diseases. Critical illness insurance just makes up for this regret. Consumers can choose fixed-term or lifetime insurance packages according to their own needs.
3. Critical illness insurance reduces the financial burden of patients.
The cost of surgical treatment for malignant tumor, acute myocardial infarction, sequela of cerebral apoplexy, end-stage renal disease and other major diseases is almost hundreds of thousands or even millions. Rehabilitation, nursing and continued medication after treatment are also a great cost. Ordinary working-class people can't continue to work after illness, so they can only rely on insurance.
Critical illness insurance can reduce the financial burden of patients.