The specific analysis is as follows:
1. There are still many serious illnesses, medical insurance and life insurance that are not diagnosed as diabetes because of abnormal blood sugar.
2. In the case of overweight and illness, the insurance company will strengthen the audit;
3. When you have hyperlipidemia, if there are no other diseases, medical insurance, critical illness insurance and life insurance are generally excluded.
In real life, diabetes, obesity, hyperlipidemia, hyperuricemia, gout and overweight are all common endocrine diseases. As a risk group, insurance companies will strictly control the insurance. Therefore, these sick people should pay special attention to these places when making health advice, and increase the chances of insurance: "If the health advice is not done well in these places, the insurance will be refused every minute."
So how can patients with endocrine diseases buy insurance that suits them? It is skillful to insure against illness, and patients with endocrine diseases can also be insured! Choosing the right insurance is the most important thing: "remember these five steps, so as to insure smoothly!" 》
First of all, you must know your physical condition in order to better ensure the smooth insurance. Here are a few examples:
1. Diabetes
Abnormal rise of blood sugar or diagnosis of diabetes will affect insurance more or less. If it's just abnormal blood sugar instead of diagnosed diabetes, there are many critical illness insurance, medical insurance and life insurance on the market.
Diabetes is divided into several common categories after diagnosis. 1 Patients with type 2 diabetes have a high risk factor and will be directly refused by most critical illness insurance and medical insurance, but there are also products specifically for diabetic patients. However, women with gestational diabetes mellitus who are in a special physiological period can still have a lot of critical illness insurance and medical insurance as long as they recover.
2. Obesity
Obesity is included in the risk because it can easily lead to a series of diseases. Chronic diseases such as hypertension, diabetes and fatty liver are carried by most obese patients, and the risk of various cancers has also increased. It's just that overweight has no complications. In this case, the underwriting of insurance companies is still relatively loose. If you are overweight and have a disease, the insurance company will strengthen the audit.
3. Hyperlipidemia
Hyperlipidemia is often accompanied by overweight and obesity, and it is also the chief culprit of cardiovascular and cerebrovascular diseases. You need to pay more attention when choosing products. If there is no medical insurance for other diseases, it will generally be ruled out, and there are opportunities for critical illness insurance and life insurance covered by the subject matter.
In addition, I made an insurance strategy on how to insure against various diseases. Friends who want to know how to insure other diseases smoothly look here: Super Raiders: Can all kinds of diseases be insured? How to insure? 》
Endocrine diseases are limited by risks, so there are not many insurances that can be purchased. If necessary, you can pay attention to WeChat official account: Xueba said insurance to see what products patients with endocrine diseases can insure.
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