Supplementary information:
In addition to Beijing medical insurance participants, there are other people who take over land acquisition, medical care, retirement and retirement, such as employees, civil servants and college students of some units directly under the central government. They may not be Beijing medical insurance participants, but they can also buy inclusive medical insurance. However, for these people mentioned above, because there is no medical insurance card and no docking data, the unit can only come forward, count information, take offline channels, and insure in the form of group insurance. In this case, you can contact me and exchange the details of the group list.
Other than that, there are no other requirements. Even if you are 100 years old, even if you have a malignant tumor, you can still participate in insurance. The threshold is really low. Moreover, compared with Jinghuibao, it has increased its responsibilities beyond medical insurance, and the variety of special drugs has also increased from 17 to 100 (75 of which are international special drugs).
Personally, I feel that government-directed products will not stop at will, at least better than the general million medical care.
The biggest uncertainty of medical insurance is renewal. At present, except for some high-end medical insurance with relatively high premium, which is very stable (unless there are extreme circumstances, such as the extreme deterioration of relations between the two countries and the withdrawal of foreign-funded companies from the China market), there has never been a problem of not renewing the insurance coverage or limiting the insurance coverage after an accident, although there is no provision in the contract to guarantee the renewal of insurance coverage.
Almost all other medical insurances on the market are not perfect, and each has its own problems. At present, the longest renewal period of ordinary million medical insurance is 20 years. The problem is to re-insure after 20 years. If the health status changes within 20 years (such as nodules), it may be excluded after 20 years (such as no matter what happens to the parts with nodules in the future) or refused to renew the insurance.
No way, insurance companies are all commercialized, and medical insurance itself is a highly leveraged product. If a product continues to lose money, then the problem of not continuing to renew the insurance for customers will definitely exist. At present, in addition to medical insurance that only pays for cancer, there are also products that guarantee life-long renewal. No company dares to write "guarantee life-long renewal" into the medical insurance clause. If any salesman dares to tell you that, he must be talking nonsense.