China Life Xinyu Jinsheng Annuity Insurance is an annuity insurance product with high payment, high maturity, high income and high flexibility. You only need to pay for 3 years, start to receive money in the fifth year, add an account, compound interest for life, and steadily increase value! The shortest payment time of China Life Xinyu Jinsheng Annuity Insurance is only 3 years, with short payment time, no pressure on insurance, fast collection and early appreciation!
2, PICC Excellence Jinsheng
Although the main insurance of annuity products is annuity wealth management insurance, the guarantee period is short, 8- 15 years (depending on the product), but adding a universal account (guaranteeing life) is equivalent to having two "wealth management wallets". If the annuity insurance money is not received, it will be transferred to the account to increase the value, and you can usually put spare money in.
3. The patron saint of Love Life 2.0
This product is an internet product and an upgraded version of the patron saint. The insured amount will increase by 3.6% compound interest every year. The maximum age of 70 can be insured, and the minimum investment is 1000 yuan. In addition to death and total disability liability, it also provides aviation accident protection.
The insurance threshold is relatively low, because the increased whole life insurance can be used as a good way of saving. The longer you live, the more you get, and you can buy such products.
If the 30-year-old population is insured for three years, it will save 654.38+10,000 yuan every year, although it will be slower to return to the capital in the seventh year. But when he dies at the age of 80, he can leave it to his family 16 1. 1 ten thousand. The principal has increased fivefold.
4, everyone raises more number 2.
This product takes into account the premature death of the insured, such as accident/illness, and guarantees to receive it for 20 years. Men can get this product at the earliest age of 60, and women can get it at the earliest age of 55. However, this product has a small drawback. As a special commercial pension insurance, it should have the function of receiving a monthly pension, but this product can only receive a yearly pension.
5.2022 Ping An Fuyao Life 2.0 Annuity Insurance (Dividend Type)
2022 Ping An Fuyao Life 2.0 annuity insurance (dividend-paying type) has a high age limit, and supports people aged 70 at most, covering most life stages.
2022 Ping An Fuyao Life 2.0 Annuity Insurance (dividend type) provides three kinds of gold protection: survival insurance, special survival insurance and death insurance, which lasts for life.
You can get a survival allowance in the fifth year of the policy, and you can get an extra special survival allowance in the fifth and sixth years, that is, you can get 240% of the basic insurance amount in each of these two years!
6.2022 Taikang Huiying love will keep us alive Family Edition Annuity Insurance
Taikang Huiying Life (Love Home Edition) annuity insurance (dividend-paying) is a dividend-paying annuity insurance, which can cover all ages from 0 to 70. From the sixth year, the minimum living allowance will be paid every year, and from the age of 65, the pension will be paid every year. The payment amount is/kloc-the basic insurance amount before the age of 0/05; Provide death protection before receiving the first pension, and guarantee to receive a 25-year pension after receiving the pension, and enjoy dividends every year (without capital preservation).
7. Beijing Life Jingfuyi Annual Pension Annuity Insurance
The investment amount of Beijing Fuyi is low, starting from 1000 yuan, with a guaranteed income for 20 years; Let's use a case directly to see how much we can earn:
Case: Lao Liu, 30 years old, with an annual salary of 65,438+10,000 yuan, has been paid for 3 years and is a 60-year-old collar; Since the age of 60, he has received a pension of 48,900 pounds a year.
At the age of 90, he received 15 15900, with an IRR of 3.88%.
100 years old, with accumulated income of 2,004,900 and internal rate of return of 4.20%.
The principal is 300,000 yuan. After retirement, you can receive 48,900 yuan a year, much more than the national pension. Coupled with the national pension, this income is very satisfactory, irr can reach such a high level of 4.2%!
8. Huaxia Royal Ruyi Steady Win Edition Annuity Insurance
High insurance flexibility;
The insurance premium threshold is low;
The policy value is safe and sufficient;
Double the special care for the elderly;
Attach a sunflower universal account to double the value of funds.
9.2022 Taiping National Seal Annuity Insurance
The proportion of special subsistence allowances and receiving subsistence allowances has increased;
Strengthen the control of the insured, the control is in hand, and the wealth is safer;
It has the characteristics of short delivery period, fast maturity, quick transfer from universal account and lifetime income.
Cash value grows rapidly, withdrawal is flexible, wealth increases at any time, and enjoy prosperity!
10,2022 Taikang Happiness Sega Annuity Insurance
Introduction of Taikang Happiness Sega Annuity Insurance Product Scheme in 2022: After death at the age of 65, no death benefits will be paid. Taikang Happiness Sega is an annuity insurance with universal insurance in the form of main insurance, which is mainly sold to bank customers. As a product of bancassurance channel, Taikang Happiness Sega has many bright spots and distinctive features, which can provide customers with long-term stable cash flow and corresponding risk protection.
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