If you want to recover the principal, you can only return the insurance. Surrender is to return the value of cash, and there will be some losses. Once you want to buy a surrender midway, you are likely to increase the premium because of your age. Xinhua News Agency Health Worry-Free C Report:
1. Serious illness: the basic insurance coverage of 88 kinds of serious illness is 1 times, and the cash price and insurance coverage paid are the largest.
2. Death protection: maximum cash value and insurance amount.
3. For the specific critical illness insurance nursing fund, 10 additional compensation is 20% of the insured amount. 65,438+00 Diseases include: sequelae of severe stroke, paralysis, severe Alzheimer's disease, severe primary Parkinson's disease, severe motor neuron disease, severe dementia, craniotomy after stroke, severe multiple sclerosis, craniotomy in specific brain surgery, and severe rheumatoid arthritis.
4. Mild symptoms: 35 kinds of compensation are paid 3 times, and the insured amount is 20%. Protect cancer in situ, mild stroke and atypical myocardial infarction.
5. Nursing in the first ten years: 20% compensation for serious illness/death before the tenth insurance policy.