Before buying commercial insurance for children, we must first ensure that the child's medical insurance has been bought, because medical insurance is the basic welfare of the country and the first consideration. With children's medical insurance, it will be cheaper to buy commercial insurance.
Then buy accident insurance, medical insurance and critical illness insurance for children.
1, accident insurance
Children are lively, curious and have no sense of danger. They need to buy accident insurance to protect the medical expenses caused by accidents. If they are disabled or die, they can also pay a sum of money.
2. Medical insurance
First of all, the million medical insurance is recommended, because the leverage ratio of million medical insurance is very high, mainly for medical reimbursement for serious illness.
If you still have a budget, you can buy a small amount of medical insurance, generally only1-50 thousand, most of which have no deductible, which can be used to reimburse some minor illnesses and pains.
3. critical illness insurance
If the child is seriously ill and meets certain conditions, he can get a sum of compensation, which can be used to pay the later rehabilitation expenses and make up for the parents' income loss during taking care of the child.
If you don't know how to buy insurance, we will tailor the insurance plan from 1 to 1 for you, adhering to a professional, objective and neutral attitude, and never let you spend more money!