1. Adult insurance is designed according to different situations. There is no best one, only the one that suits you best. Adults should pay attention to accidents and health protection, especially serious illness protection, and then consider education insurance, dividend savings insurance, old-age insurance and so on. It is suggested that adults should apply for basic social security before buying insurance, and then take commercial insurance as a supplement. It is better to communicate in detail when handling insurance, and then make a plan according to the actual situation, which will be more appropriate.
2. Life insurance is one of the most important types of insurance, which takes people's life as the insurance object and life and death as the insurance accident, also known as life insurance. Life insurance is a kind of life insurance. Like all insurance businesses, the insured transfers the risk to the insurer, accepts the insurer's terms and pays the insurance premium. Different from other insurances, life insurance transfers the risk of the insured's survival or death.
Accident insurance is a kind of life insurance. It is an insurance contract in which the insured and the insurer agree that the insurance company will pay the insurance money to the insured or beneficiary according to the agreement when the insured suffers from accidental injury and dies. Specifically, insurance companies are generally responsible for the following two situations: accidental death and accidental injury to disability.
4. Critical illness insurance refers to the commercial insurance behavior handled by insurance companies, with specific major diseases such as malignant tumor, myocardial infarction and cerebral hemorrhage as the insurance object. When the insured suffers from the above diseases, the insurance company will give appropriate compensation for medical expenses. Suitable for critical illness insurance, mainly for adults (over 18 years old). The controversy in critical illness insurance has a long history. At the end of 2005, an email entitled "Never buy critical illness insurance in China" was widely circulated on the Internet, which triggered an earthquake of critical illness insurance in the insurance industry. Disputes and doubts are beneficial to the development of the industry and the improvement of insurance, and the revision and improvement of critical illness insurance is in full swing.
5. Millions of medical insurance refers to medical insurance whose insurance amount can reach millions.