First, the role of millions of medical insurance
1)? Spend a little money and enjoy high security.
Most millions of medical insurance can enjoy more than one million medical insurance for a few hundred dollars, and the leverage ratio is extremely high.
Generally speaking, at the age of 20-30, the premium is around 300 yuan; Insurance before the age of 50 shall not exceed 1000 yuan.
Take Ping An E Life Insurance Renewal Edition as an example. A 30-year-old man, who is insured by social security, can enjoy the protection of 2 million insured amount only by spending 364 yuan a year.
2)? There is a comprehensive basic guarantee
An excellent million-dollar medical insurance covers not only general hospitalization and serious illness, but also special outpatient and outpatient surgery.
Most of them will also include value-added services such as medical green links and medical expenses prepaid.
In addition, different million medical insurance will attach specific protection items.
Such as specific overseas medical treatment, special treatment, cancer special medical services, etc.
3)? Increase the reimbursement ratio
Medical insurance can only cover basic medical care and limit the proportion of drug reimbursement, but many millions of medical insurance on the market can make up for these gaps in social security. The scope of reimbursement is not limited to social security, and there are many kinds of drugs to be reimbursed.
After social security reimbursement, after deducting deductible, outpatient, emergency, hospitalization and operation expenses can be reimbursed before and after hospitalization.
Millions of medical insurance has many advantages, but it also has some disadvantages: What are the advantages and disadvantages of millions of medical insurance? 》
Second, the place to pay attention to when buying insurance It is not a simple matter to buy millions of medical insurance, but we still need to pay more attention.
So, what should I pay attention to when buying millions of medical insurance? Dad arranged a mind map for everyone:
As can be seen from the above figure, buying millions of medical insurance mainly depends on whether the coverage content is comprehensive, the stability of the product, and the health notification and exemption clauses of Chu.
Third, summary In short, millions of medical insurance is not a lie. Although millions of medical insurance can't reimburse all the expenses of diseases, TA can still play a very good role in protecting our health.
Hope to adopt ~