Today, Senior Sister will take you to know the basic information tables and products of these two insurance companies!
1. What is the performance of Xinhua Life Insurance Company?
Xinhua Life Insurance Company was established on 1996. After continuous development, it is now a state-controlled listed life insurance company, a direct investment enterprise, and one of Fortune and Forbes Fortune 500 companies, with a total registered capital of 365,438+200 million yuan. The company is powerful. At present, the main shareholders of the company are actually central huijin Investment Co., Ltd. and China Baowu Iron and Steel Group Co., Ltd..
20 1 1 is listed in both Shanghai and Hong Kong. By 202 1, Xinhua Life Insurance has established a nationwide sales and service network, with a total of 1770 branches. The original insurance premium income is not less than160 billion yuan, and the total assets exceed one trillion yuan.
In one year, the policy health insurance business of Xinhua Life Insurance covers 9 prefecture-level cities in 8 provinces, with 8.62 million people insured and 260,000 people applying for compensation. Products or services that cover health insurance, accident insurance, life insurance and annuity insurance and provide customers with overall risk protection and wealth planning.
So is Xinhua Life Insurance good? Is its product worth insuring? The answers are all sorted out for everyone. You can get them directly by opening this article:
"Xinhua life insurance, ok? The secrets of the company and products are all in this article! 》
2. Is China Insurance Company trustworthy?
China Insurance, also known as China United Insurance Company, was established in 1986. After 2002, with the consent of the State Council, it was officially named "China" and successfully became the only state-owned holding insurance company in China with the name of "China". From 202 1 1 to the end of February, the registered capital of China Insurance reached 153 1 billion yuan, with total assets of 90.493 billion yuan. The business area covers almost all parts of the country, the number of business outlets has increased to 2,900, and the total number of employees has exceeded 40,000. It mainly includes subsidiaries such as China United Property Insurance and China United Life Insurance. Among them, in the domestic property insurance market, property insurance companies rank fifth in terms of premium scale. China Insurance has been ranked among the "Top 500 Chinese Enterprises" and "Top 500 China Service Enterprises" for six consecutive years, and among the "Top 500 Most Valuable Brands in China" and "Top 500 Asian Brands" for many years. China Insurance mainly deals in annuity insurance, health insurance and life insurance.
If you want to know whether China Insurance is reliable, you can read this article:
"Is China Insurance reliable? You will know after reading it! 》
Third, Xinhua Life Insurance pk China Insurance Company, who is better?
1, company strength pk
Xinhua Life Insurance Company was established in 1996 with a registered capital of 365,438+20 million yuan. 202 1, with total assets exceeding one trillion yuan and health insurance claims of 260,000 yuan.
China Insurance Company was born in 1986. From the beginning of February to the end of February, the registered capital of China insurance company was as high as1531000000 yuan, with total assets of 90.493 billion yuan.
From the perspective of registered capital, China's insurance coverage will be stronger, but from the perspective of total assets, Xinhua Life Insurance is slightly stronger.
2. What is the solvency?
Xinhua insurance
China Insurance:
In the third quarter of 2022, the core solvency adequacy ratio of Xinhua Life Insurance Company reached 14 1.68%, and the comprehensive solvency adequacy ratio reached 240.74%.
Due to the limited space of several subsidiaries during the domestic insurance period, Senior Sister analyzed the solvency value of China Life Insurance as an example: in the third quarter of 2022, the core solvency adequacy ratio was as high as 10 1. 14%, and the comprehensive solvency adequacy ratio was 127.48%.
The solvency standard line stipulated by the CBRC is: the core solvency adequacy ratio is not less than 50%; The comprehensive solvency adequacy ratio must be above 100%.
Therefore, both of them have excellent solvency and sufficient credibility.
3. What are the advantages of insurance?
Xinhua Life Insurance mainly covers annuity insurance, life insurance, health insurance and accident insurance, such as Huijin/Jinsheng series annuity insurance, health and worry-free series critical illness insurance, glory series whole life insurance, Xiao Jingang children's accident insurance and so on, all of which are popular products of Xinhua. Are high-calorie products necessarily excellent? This is not necessarily the case.
The main advantages of China Insurance are life insurance, annuity insurance and health insurance. For example, China whole life insurance series, China Fu series critical illness insurance and Fuman future series annuity insurance. All products are widely concerned by China Insurance.
However, when we buy a company's insurance, we should not only look at whether it is superior insurance or popular product, but also look at whether the protection content of this product is good or not. If you want to know whether the products of China Insurance are worth insuring, you must take a look at the precautions in the following article before insuring:
These three points should be paid attention to before insuring China United Personal Critical Illness Insurance D 2022! 》
In a word, Xinhua Life Insurance and China Insurance don't want equal strength, both of them are very capable. However, we cannot focus on the strength of insurance companies. Insurance companies are more reliable because of the supervision of the China Banking Regulatory Commission. There are many things to pay attention to, including whether the product protection is rich, the cost performance is not high, there are not many exemption clauses, and the insurance premium paid is not much.
Write it at the end
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